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There is tremendous value in this move-in-ready home located in Cresswind in The Ponds. This property is absolutely perfect if you are seeking a South Carolina lifestyle, offering a gated and secure setting for ultimate ''lock-and-leave'' peace of mind. It is nestled within an established 55+ active adult community with no new construction remaining, meaning you can skip the dust and immediately enjoy your new home. The uniqueness of the Ponds are the oak tree lined streets with a backdrop of mature trees and landscaping throughout. It is upscale living with quality of building materials that Kolter Homes has to offer. The complete privacy in the rear of home with a pond view and enlarged patio with a retractable awning might make it to where you do not want to ever leave home. Built in 2020 and spanning 2, 287 square feet, this property is designed for low-maintenance living. The exterior features durable Hardiplank siding and 30-year architectural shingles. Inside, the upgrades take center stage in this beautiful 2-bedroom, 2-bathroom home. The layout is highly functional, featuring a versatile front living room--perfect for a private den or home office--and a massive, 30-foot-long combined family room and dining area that offers an expansive, sunroom-like feel at the rear of the home. Gleaming hardwood floors flow seamlessly throughout these open-concept living spaces. The gorgeous 24-foot kitchen is outfitted with stainless steel appliances, crisp white cabinetry, upgraded dark granite countertops, a massive center island, and a dedicated walk-in pantry. From the kitchen, family room, or dining area, you can look out and enjoy beautiful, relaxing pond views. The family room's ambiance is further enhanced by a cozy gas fireplace. Retreat to the oversized 15'x17' primary suite, which features a striking tray ceiling, continued hardwood flooring, a sprawling 15-foot walk-in closet, and a luxurious en suite bath. The home also includes a secondary bedroom at the front of the house and a dedicated laundry room just off the garage. All appliances can convey to make the transition easy. Cresswind is an active adult community located within the charming and historical neighborhood of The Ponds. Residents here enjoy resort-style amenities that include both an adult-only and a family resort-style pool, a state-of-the-art club, a fitness center, and a full-time social director. Monthly HOA covers full lawn maintenance, irrigation, exterior upkeep items, and access to community amenities, keeping ownership simple and predictable. Cresswind at The Ponds is a mature neighborhood known for its welcoming atmosphere, with amenities that include a pool, walking trails, gathering spaces, and water access for kayaking and fishing. If you're looking for something that doesn't need work, isn't waiting on build timelines, and already has the upgrades in place--this one checks the boxes. Location & Conveniences: ~7 miles to shopping, dining, and historic downtown Summerville ~20 miles to the Charleston International Airport ~30 miles to historic downtown Charleston ~40 miles to local area beaches
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$528,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $422,400 | $422,400 | $422,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,530 | $2,667 | $3,479 |
| Total Monthly Payment | $2,622 | $2,759 | $3,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.