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Stony Brook side hall 3-bedroom 2. 5 bath colonial with major renovations in 2026-closest condition to a brand-new home. 1/3 of an acre property, in ground pool and new liner. Double width driveway, 1 car garage. Exterior NEW Improvements-Roof, Board and Batten Siding on Front Elevation, Vinyl Siding on Sides and Rear, Gutters, Fencing, Exterior Doors, Front Door with Electronic Keypad Lock (Key and Code Access). Interior Improvements-All New Interior Doors Throughout, Premium European White Oak Hardwood Flooring Throughout, 4” 52 New LED Recessed Lights Installed Throughout the Home, Artika Sunnyvale 28” Remote-Controlled Fandeliers Installed in Every Bedroom. Fully Renovated Kitchen-Large Center Island with 2 outlets, New Backsplash, Samsung 36” Side-by-Side Refrigerator (27. 4 Cu. Ft. , Fingerprint-Resistant Stainless Steel), Samsung 30” Smart Freestanding Electric Range with 4 Burners and Steam Clean, Samsung 24” Built-In Dishwasher (Fingerprint-Resistant Stainless Steel), COSMO 24” Built-In Microwave Drawer (1. 2 Cu. Ft. ), Winflo 30” Stainless Steel Range Hood (400 CFM). HVAC & Mechanical-Bosch 20 SEER2 Variable-Speed Inverter Heat Pump System, 5-Ton Bosch Inverter Heat Pump Condenser, Variable Speed Bosch Air Handler, 15 KW Electric Backup Heat, All-Electric Heating and Cooling System, Performance 50-Gallon Electric Water Heater, 2. 0-Gallon Thermal Expansion Tank. Bathroom Upgrades-Fully Updated Bathrooms, New Vanities, Mirrors, Lighting & Plumbing Fixtures, Yulika Smart Bidet Toilet with Warm Water Wash, Auto Flush, and Foot-Sensor Operation. Laundry Appliances-Whirlpool 5. 2–5. 3 Cu. Ft. Top-Load Washer with 2-in-1 Removable Agitator, Whirlpool 7. 0 Cu. Ft. Electric Dryer. Exterior System-Orbit B-hyve 6-Zone Smart Irrigation System, App-Controlled Weather-Based Sprinkler Controller.
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Our Executive Mortgage Banker:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.133% | 6.183% |
| Monthly Tax Payment | $1,351 | $1,351 | $1,351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,197 | $5,907 |
| Total Monthly Payment | $5,417 | $5,639 | $7,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.