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Direct water frontage on the Intracoastal is a rare find in Seminole, and rarer still is this view: mangrove conservation land holds both bordering shorelines, with Town Square nature park's pristine, undeveloped frontage directly across the waterway. This well maintained 3 bedroom, 2 bath block home was built around that water and views, and every major living space connects to it.
Inside, the renovation is thorough, with new luxury vinyl plank running through most of the home, updated ceramic tile in the primary suite and bath, and freshly painted interiors and exterior throughout. The living room stretches an impressive 22 by 24 feet, anchored by a floor-to-ceiling stone wood-burning fireplace and framed by coffered, vaulted ceilings, with oversized sliders opening the full rear wall to the screened lanai and pulling the water view directly into the room. The kitchen and dining area share that same open flow, and a second, independent set of sliders connects the kitchen directly to the patio, making the oversized lanai ideal for entertaining or a quiet sunset meal.
The primary bedroom runs an impressive 14 by 20 feet with direct slider access to the screened patio and its own en suite bath, complete with a nearly 7 feet long walk-in shower. Two additional bedrooms sit on the opposite end of the home for privacy, and the guest bath was updated within the past three years with a double granite vanity, a new tub with shower, and fresh tile in the alcove, wainscoting, and flooring. The laundry room is inside with built-in cabinets, and separate entrances from both the living space and garage make cleanup after outdoor activities easy. The two-car garage offers workshop space and built-in storage, while a detached shed adds room for fishing gear and outdoor equipment without sacrificing parking.
Outside, the private dock sits at the water's edge with a boat lift frame already in place and ready for upgrade, and the yard transitions directly to the dock with an unobstructed waterline, no shared access and no easement compromise. The roof was replaced three years ago alongside new soffit and fascia, and the driveway has been resurfaced, adding extra curb appeal to this turnkey home.
Block construction, no history of flooding, and no HOA make this a strong candidate for a primary residence or a rental, and it’s unincorporated status allows no minimums on short term rentals. The location is just as special as the house itself, with the Pinellas County boat ramp, fishing pier, and Boca Ciega Millennium Park all under two miles away, Seminole City Center under three, Indian Rocks Beach a quick fifteen minutes west, St. Pete-Clearwater Airport ten minutes north, and the Pinellas Trail close enough to reach without loading the car.
This Seminole waterfront home with this combination of space, water access, and completed updates is worth seeing in person whether you are looking to create your waterfront slice of paradise or a savvy investor looking to create a profitable coastal retreat!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.239% | 6.086% | 6.183% |
| Monthly Tax Payment | $576 | $576 | $576 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,435 | $4,557 | $6,413 |
| Total Monthly Payment | $5,103 | $5,225 | $7,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.