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**MULTIPLE OFFERS IN- SELLERS REQUEST HIGHEST AND BEST 7/6 by 9AM!** Tucked nicely away at the rear of the complex, you will love where you live when you come home to 123 Smoke Valley Drive! Vintage kitchen has two cute pass throughs to dining and living room so the cook is always part of the fun! Ceiling fans and Central Air will keep you cool even in the heat of this summer sun! Of course, the pool will also cool you off when you are ready to enjoy the Far Mill River amenities! Generous living room has Sliders to your peaceful deck, a great spot to unwind after a long day. Spacious primary bedroom has a huge walk in closet. Second room without closet perfect for a nursery, guestroom or home office! Need even more room or storage? Head downstairs to the electric heat basement ready for finishing. There is a second full bath down here, too - always nice to have a second bathroom, even in the basement. Check out the photos to get an idea of the possibilities! Newer replacement windows and storm door. Trane gas furnace and 5 year old Rheem gas hot water heater in a separate utility room with plenty of storage space. Convenient to highways and hospitals and a community loaded with amenities - inground pool, second, small, shallow pool, clubhouse with gym equipment, tennis and bocce courts, playground - its like vacationing at home all year long! Rare FHA Approved complex, too. Come see Far Mill River, a beautifully maintained and landscaped community that feels like a village! PLEASE NOTE: AS OF 7/1: * Taxes $5076. 42 ~ Stratford in year 1 of a 3 year tax phase in~ * Quarterly District Taxes $538. 86 * Monthly HOA $161. 87 ~Come see the beautiful Far Mill River community and see for yourself how wonderfully easy and pleasant condo living can be!~
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Dining Room | Ceiling Fan,Wall/Wall Carpet | 10.0 x 12.0 | Main |
| Full Bath | Tub w/Shower,Vinyl Floor | Main | |
| Full Bath | Stall Shower | Lower | |
| Kitchen | Breakfast Bar,Ceiling Fan,Vinyl Floor | 8.0 x 10.0 | Main |
| Living Room | Ceiling Fan,L-Shaped,Sliders,Wall/Wall Carpet | 12.0 x 21.0 | Main |
| Office | Wall/Wall Carpet | 12.0 x 12.0 | Main |
| Other | Concrete Floor | 12.0 x 32.0 | Lower |
| Primary Bedroom | Walk-In Closet,Wall/Wall Carpet | 12.0 x 19.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,920 | $223,920 | $223,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,341 | $1,414 | $1,859 |
| Total Monthly Payment | $1,839 | $1,912 | $2,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.