38945 18TH AVENUE, Zephyrhills, FL, 33542 | $225,000

Discover the perfect blend of comfort, style and convenience in this impeccably maintained home, ideally located in one of Zephyrhills' most desirable areas. From its inviting curb appeal to its thoughtfully designed living spaces, every detail reflects pride of ownership and effortless Florida living.

From the moment you arrive, you'll appreciate the whitewash brick exterior, attractive blue accents, mature shade trees and inviting curb appeal. Inside the home features durable wood look flooring though-out the main living areas and bedrooms, creating a cohesive feel that's easy to maintain. The spacious living room offers plenty of room for relaxing or entertaining and flowing into the dining area and kitchen. The kitchen provides generous cabinet and countertop space, stainless steel appliances and a sliding glass door leading directly to the screened lanai.
Step outside and enjoy one of the home's standout features- a large screened in Lanai that is perfect for your morning coffee, evening gatherings or simply enjoying Florida's beautiful weather year round while overlooking the backyard.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1977
  • Garage: 1-car Deeded, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 966
  • Acreage: 0.16
  • Est. Taxes: $1,606
  • Lot Desc: Cleared, Corner Lot, City Lot, Landscaped, Level, Sidewalk
  • Elem. School: Woodland Elementary-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8524728
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/TB8524728/3894518thavenue_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/14/2026 3:45:35 AM)
Listing courtesy of COLDWELL BANKER AQUATERRA REALTY   Phone: 813-780-7500

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38945 18TH AVENUE, Zephyrhills, FL, 33542

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $134 $134 $134
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,094 $1,138 $1,495
Total Monthly Payment $1,303 $1,347 $1,704

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.