29 NORTHSHORE AVENUE, Palm Coast, FL, 32137 | $1,399,000

Relaxed coastal living meets everyday comfort in this spacious beachside home tucked away within the Northshore Estates area of the exclusive Hammock Beach community. Just steps away from the beach, this three story home offers the perfect blend of elegance, space and relaxed seaside charm. Boasting 3, 658 square feet of living space and over 5, 200 total square feet, this expansive property features five bedrooms and four and a half baths, providing multiple spaces for Family and Guests to gather and unwind. The second floor is the main living area and features a kitchen with sub-zero refrigerator, built in oven, microwave and an oversized island with cooktop and lots of cabinets. This second floor also has a dining room, living room and a large balcony to relax. Also on this floor are two guest bedrooms, one full and a half bath and a laundry room with washer and dryer, sink and cabinets. The third floor Primary suite features an ensuite bathroom and a private deck you can fall asleep to the sounds of the ocean waves and wake up to the peaceful lake views. The first floor van be used as a perfect in-law suite with 895 sq ft featuring a living room with cabinets, refrigerator and wet bar, bedroom and a full bath. Also available on this floor is 325 sq feet deck that leads to the pool. Tucked away on the top floor is a quiet hideaway room filled with soft natural light, the perfect spot for a reading nook, meditation space, or creative hobby area. Whether you envision a comfy chair and bookshelves, a peaceful mat, or a small studio for your favorite past time, this intimate retreat provides just enough privacy and calm to truly unwind and recharge at home With its coastal breezes, tranquil water views and comfortable layout made for together time, this is the kind of home where holidays, long weekends, and everyday moments become lasting memories. The A/C and Water Heater were replaced in 2023. Enjoy serene lake views from your backyard, complete with a saltwater pool, perfect for soaking up the Florida sunshine or hosting gatherings. For added peace of mind, the home is equipped with a fire sprinkler system. HOA fees include guard gate, subdivision maintenance and your yard maintenance. There is space for an elevator can be added by the Buyer, Hammock Beach Resort is only a few steps away and offers memberships that unlocks a plethora of amenities to be used. St. Augustine, the Nation's oldest city, is only 1/2 hour away and so is Daytona Beach, home of Daytona International Speedway and Bike week. There are airports in Daytona, Sanford, St. Augustine, Jacksonville and Orlando. Orlando theme parks are only one and a half hour away. The City of Palm Coast has been recognized by two national publications for being one of the "7 Best Places to Retire" and is also among "America's 50 Best Cities to Live".

Features

  • Amenities: Gated
  • Rooms: 7
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Custom, Mediterranean
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,658
  • Acreage: 0.18
  • Est. Taxes: $15,412
  • HOA Fee: $650 Quarterly
  • Lot Desc: Irregular Lot, Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC319604
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/FC319604/29northshoreavenue_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 8:02:08 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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29 NORTHSHORE AVENUE, Palm Coast, FL, 32137

$1,399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,200 $1,119,200 $1,119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $1,284 $1,284 $1,284
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,620 $6,710 $9,444
Total Monthly Payment $8,029 $8,119 $10,853

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.