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Welcome home. This ranch is the kind of property that makes house hunting feel worth it, whether you're searching for your very first home or ready to downsize into something easier to love. So much has already been done for you; all that's left is moving in. Step through the front door and feel the difference. Wood floors carry you through an open, light-filled layout where the living room and dining room flow together effortlessly. The kitchen is the true showstopper, fully renovated with quartz countertops, stainless steel appliances, soft-close cabinetry, and a breakfast bar that naturally becomes the spot where everyone gathers. Single-level living means no stairs to navigate and no compromises. The primary suite offers a private retreat with its own full bath, while two additional bedrooms and a second bathroom give you the flexibility for guests, family, a home office, or whatever fits your life next. A full basement adds room to grow into, whether that's a home gym, extra storage, or future living space, and a pull-down attic keeps even more tucked away and out of sight. Outside is just as easy to love. The fully fenced PVC yard offers privacy and peace of mind, while a 5-zone smart irrigation system keeps the landscaping lush without the work. The Trex deck is ready for all your outdoor needs, and a "shed" provides extra storage without sacrificing style. The attached one-car garage and extended parking are additional opportunities. With a new roof and updated systems already in place, you can move in knowing the big-ticket items are taken care of. And the location seals the deal. Tucked into Long Island's North Shore, you're just minutes from shopping, dining, beaches, vineyards, golf courses, and local farm stands, everything you need for the lifestyle you're looking for, whether this is your first chapter or your next one.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $869 | $869 | $869 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,603 | $2,745 | $3,624 |
| Total Monthly Payment | $3,564 | $3,706 | $4,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.