300 CINNAMON BEACH WAY, #221, Palm Coast, FL, 32137 | $649,000

Experience refined coastal living in this impeccably maintained, like-new end residence within the exclusive oceanfront community of Cinnamon Beach. Perfectly positioned to capture abundant natural light through expansive windows, this spacious condominium offers more than 2, 000 square feet of thoughtfully designed living space with three generously sized bedroom suites and three full bathrooms. Designed for both relaxed everyday living and effortless entertaining, the gourmet kitchen features rich granite countertops, abundant custom cabinetry, and a casual dining area that flows seamlessly into the elegant living and dining spaces. Sliding glass doors open to an oversized covered balcony, where tranquil golf course vistas are complemented by sparkling views of the Atlantic Ocean—creating the perfect setting to enjoy morning coffee, evening cocktails, and coastal breezes. Meticulously cared for and truly move-in ready, this residence presents an exceptional opportunity as a primary home, luxurious vacation retreat, or high-performing investment, with short-term rentals permitted. Life at Cinnamon Beach is defined by world-class resort amenities and an unmatched coastal lifestyle. Residents enjoy private beach access, an oceanfront pool overlooking the Atlantic, a spectacular lakeside zero-entry pool with a splash zone, an elegant clubhouse, fitness center, game room, seasonal café, and miles of pristine beach just steps from your door. Discover the perfect balance of luxury, privacy, and resort-style living in one of Northeast Florida's most coveted beachfront communities. This is more than a home—it's a destination.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Elevator(s), Pool
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Complex: OCEAN HAMMOCK
  • Year Built: 2005
  • Common Charge: $490 Monthly
  • Approx Sq. Feet: 2,003
  • Acreage: 0.3
  • Est. Taxes: $6,703
  • Condo Fee: $985 Monthly
  • View: Golf Course, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: FC319475
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC319475/300cinnamonbeachway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 2:37:03 AM)
Listing courtesy of FLORIDA BEACHES REAL ESTATE   Phone: 386-986-6744

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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300 CINNAMON BEACH WAY, #221, Palm Coast, FL, 32137

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $559 $559 $559
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,071 $3,239 $4,277
Total Monthly Payment $3,722 $3,890 $4,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.