307 N Terrace Avenue, Mount Vernon, NY, 10550 | $749,999

Commuter's dream! Welcome to this beautifully updated Colonial ideally located just blocks from the Fleetwood Metro-North Station, providing a short 28-minute express commute to Grand Central Terminal. Enjoy the convenience of nearby shopping, restaurants, parks, schools, and major highways, all just minutes from your doorstep. The sun-filled main level features an inviting living room, formal dining room, and a bright eat-in-kitchen with gas cooking, newer appliances, and direct access to a spectacular outdoor entertaining space. A flexible den or home office provides the perfect work-from-home setup, while a first-floor laundry area and updated powder room add everyday convenience. Hardwood floors throughout the home create a warm, elegant, and cohesive living space. The second level boasts a spacious primary suite complete with a walk-in closet and en-suite bath. Oversized second bedroom with two large closets, plus generously sized third bedroom, and beautifully updated full hall bath complete the upper level. The full basement provides abundant storage, workshop space, and endless possibilities for future finishing. Outside, you'll discover your own private backyard retreat featuring a large deck, patio, fire pit, and beautifully manicured, level yard-perfect for entertaining, relaxing, or outdoor gatherings. Privacy fence completely surrounds the property, creating a peaceful and secure outdoor oasis. Additional highlights include an attached garage with automatic opener, oversized driveway accommodating multiple vehicles, security camera system, high ceilings, hardwood flooring throughout, newer refrigerator, dishwasher, washer and dryer, ample storage, and numerous recent improvements that make this home truly move-in ready. Offering the perfect combination of space, flexibility, modern updates, and an unbeatable Fleetwood location, this exceptional property is a rare opportunity for commuters and anyone seeking suburban living with easy access to New York City. Don't miss your chance to call this wonderful home your own! Some pictures are virtually staged or enhanced.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 1,874
  • Acreage: 0.12
  • Est. Taxes: $15,927
  • Elem. School: Hamilton
  • Middle School: Benjamin Turner Middle School
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Refrigerator, Washer
  • MLS#: 1018906
  • Website: https://www.raveis.com
    /prop/1018906/307nterraceavenue_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Four Seasons RealEstate Center   Phone: 914-667-6767

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

307 N Terrace Avenue, Mount Vernon, NY, 10550

$749,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,999 $599,999 $599,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $1,327 $1,327 $1,327
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,694 $3,788 $4,982
Total Monthly Payment $5,113 $5,207 $6,401

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.