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CUSTOM-BUILT and meticulously maintained by its original owner, this 4-bedroom, 4. 5-bath home offers 3, 445 square feet of thoughtfully designed living space on a quiet CUL-DE-SAC in the GATED Villages of Rio Pinar Golf Community. One of the property's most distinctive features is its backyard setting. Instead of looking into another home, you'll enjoy peaceful views of PROTECTED CONSERVATION and a fishable POND, creating a level of PRIVACY that's becoming increasingly difficult to find. Built with long-term durability in mind, the home also features a 1-INCH THICK CONCRETE TILE ROOF—not the more common clay tile that is more susceptible to cracking and chipping. In 2024, the owners invested in numerous improvements including QUARTZ KITCHEN COUNTERTOPS, a NEW SINK, new KITCHEN APPLIANCES, a WHOLE-HOUSE GENERAC GENERATOR, and a buried, OWNED 200-GALLON PROPANE TANK. Additional updates include upstairs and downstairs HVAC systems (replaced 2014 and 2017), resurfacing of the screened pool (2020), a variable-speed pool pump (2022), and updated flooring in the primary suite (2023). The flexible floor plan offers generous living areas, a First-Floor Primary suite, High Ceilings, Solid Wood Cabinetry, a Wood-Burning Fireplace, and a three-car garage. The screened pool overlooks the water and conservation, providing a private setting for relaxing or entertaining. Residents enjoy the security of a gated community along with amenities that include a clubhouse, community pool, tennis courts, playground, walking trails, and golf-cart-friendly streets. Golf enthusiasts will appreciate having Rio Pinar Golf nearby, while everyone benefits from convenient access to major highways, shopping, dining, downtown Orlando, Orlando International Airport, and the University of Central Florida. The sellers report that the home shares the same electrical grid serving the nearby hospital and fire station, and they have experienced very few power outages during their ownership. If you're looking for a well-built, carefully maintained custom home with meaningful updates, exceptional privacy, and a community that offers both security and amenities, this home deserves a closer look.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $351 | $351 | $351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,662 | $4,816 |
| Total Monthly Payment | $3,917 | $4,105 | $5,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.