464 Mill Hook Road, Accord, NY, 12404 | $2,695,000

Welcome to Mill Hook.

There is a particular kind of quiet that only comes at the end of a road that was never meant to be found. Mill Hook sits down a gated, 2, 000-foot private drive, past native rock outcroppings and a stream that threads through the property, into a clearing ringed by mature trees where the house waits like it has always belonged. Five homes share this enclave. The rest is forest. Inness is two miles from the front door.

Mill Hook was designed to disappear into its site and feel inevitable once you're inside. Hoover Architecture shaped the exterior: genuine wood siding, custom matte black standing seam metal roof, solid ash wood doors, and a stone surround entry that reads as much geological as architectural. Trifold doors dissolve the line between the screened porch and the deck beyond it. A stone wood-burning fireplace anchors the outside the way the propane hearth anchors the family room within. The stream, the canopy, and the rock faces are not backdrop. They are part of the house.

Inside, the material palette -- curated in collaboration with FW Interiors -- stays true to the land. Custom solid oak cabinetry from Old Mine Millwork, quartzite and soapstone countertops, select rift white oak floors, and a full wet-room primary bath with real stone and custom Old Mine vanities. Sub-Zero, Wolf, and Cove anchor the kitchen. A full scullery with wine cooler sits just off it. Four bedrooms, each ensuite, occupy a single floor. The primary suite carries vaulted ceilings and its own hallway wing. A loft, a first-floor office with custom built-ins, a mudroom with custom built-ins and a dog wash round out the plan.

The build features full spray foam insulation, two-zone radiant heat with ducted heat pump backup and central air, tankless on-demand hot water, Lutron lighting throughout, and a Control4 smart home system with three audio zones, six exterior cameras, and one integrated control panel. Two-car garage with LiftMaster wall-mounted motors and EV charger. 200-amp electric service, propane heat, drilled well, and septic. A pool can be added.

Buyers have the option to collaborate with FW Interiors on finish selections. Construction begins August 15th. Full delivery May 2027.
Mill Hook stands as the kind of place the Hudson Valley used to make by accident, built this time with intention.

Features

  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2027
  • Garage: 2-car Attached
  • Heating: Propane, Radiant
  • Cooling: Central Air
  • Acreage: 13
  • Est. Taxes: $2,035
  • Lot Desc: Private, Secluded, Wooded, Stream On Lot
  • View: Trees/Woods
  • School District: Rondout Valley Central
  • Appliances: Dryer, Dishwasher, Range, Refrigerator, Washer
  • MLS#: 20263643
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/20263643/464millhookroad_accord_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Compass Greater New York, LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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464 Mill Hook Road, Accord, NY, 12404

$2,695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,156,000 $2,156,000 $2,156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.086% 6.183%
Monthly Tax Payment $170 $170 $170
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,242 $12,926 $18,194
Total Monthly Payment $12,537 $13,221 $18,489

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.