32 State Street, Charleston, SC, 29401 | $1,395,000

Welcome to 32 State Street, an extraordinary historic residence tucked away in the heart of Charleston's coveted French Quarter. Originally built in 1858, this beautifully preserved one-bedroom, 32 State Street - THE quintessential Charleston pied-a-terre located in the heart of the historic French Quarter. Consisting of 1 bedroom and 1 1/2 bathrooms, the residence embodies the charm of the Holy City with its classic architecture, beautiful masonry, and prime location just steps from Charleston's finest dining, art galleries, and waterfront views. Inside, you'll find timeless details including original hardwood floors, high ceilings, and a fireplace that exude historic character while offering opportunities for modern updates. The kitchen has stainless steel appliances, gas range, tilebacksplash and farmhouse sink. The townhome was renovated in 2018 including plumbing and electrical. Spacious living areas flow naturally into formal dining and kitchen spaces, making this home ideal for both entertaining and everyday living. The upstairs bedroom is generously sized, offering privacy and comfort with a touch of Old World elegance, but could be transformed into two bedrooms, if so desired. From the primary bedroom, there is a ladder that has access to the rooftop deck, where enjoying the views of historic Charleston from the privacy of your own home, are remarkable. From your doorstep, stroll to the Battery, Waterfront Park, or world-renowned restaurants such as Husk and SNOB, all just minutes away. 32 State Street offers a rare opportunity to own a piece of Charleston history in one of the city's most coveted neighborhoods. Whether as a primary residence, a historic pied-à-terre, or a high-end rental investment, this home delivers unmatched location and character. **FURNITURE IS INCLUDED but there are a few personal items that do not convey such as the Elvis Painting** Buyer to verify all things deemed important to them.

Features

  • Heating: Ductless
  • Amenities: Bus Line, Trash
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room
  • Complex: French Quarter
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1858
  • Approx Sq. Feet: 1,002
  • Acreage: 0.01
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Memminger
  • Middle School: Moultrie
  • High School: Burke
  • MLS#: 26018771
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/26018771/32statestreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of King and Society Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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32 State Street, Charleston, SC, 29401

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.239% 6.086% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,513 $6,691 $9,417
Total Monthly Payment $6,638 $6,816 $9,542

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.