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Welcome to 3 Lake Charles Place, a beautifully maintained Florida Contemporary home with Mediterranean-inspired architecture, ideally situated on a quiet cul-de-sac in the highly sought-after Matanzas Woods community. Featuring an arched entryway, stucco exterior, and warm coastal tones, this home offers timeless curb appeal with modern functionality, all within an easy commute to St. Augustine. Step inside to appreciate the quality craftsmanship and attention to detail, including oversized baseboards, crown molding, coffered and tray ceilings, recessed lighting, and beautiful natural travertine stone flooring throughout. Durable, elegant, and naturally cool underfoot, the travertine provides the perfect finish for Florida living. The well-appointed kitchen features rich wood cabinetry, granite countertops, and ample workspace, making it ideal for both everyday living and entertaining. This home offers 3 bedrooms and 2 bathrooms, including a spacious primary suite designed for comfort and privacy. The owner's retreat features a large walk-in closet, while the ensuite bath includes dual vanities, a tiled walk-in shower, and a private water closet. Enjoy seamless indoor-outdoor living through the 8-foot, three-panel pocket sliding glass doors that fully open to a spacious covered lanai, creating the perfect setting for relaxing or entertaining year-round. Additional features include an irrigation system, coach lighting, mature landscaping, gutters, a spacious laundry room with utility sink, finished garage floor, garage door opener, whole-house water softener and filtration system, custom storage shed, tiled showers, and quality finishes throughout. Matanzas Woods offers a peaceful residential setting while keeping you close to everything. Enjoy approximately a 15-20 minute drive to Flagler Beach, convenient access to St. Augustine, and close proximity to parks, walking trails, shopping, dining, and top-rated Flagler County schools. With its Mediterranean-inspired design, natural travertine flooring, spacious primary suite, architectural ceiling details, and numerous upgrades, this home offers an exceptional combination of style, comfort, and value. The quiet cul-de-sac location, expansive covered lanai, and custom storage shed add even more functionality to this move-in-ready property.
**Seller Disclosure: ** The seller discloses that the property previously experienced foundation settlement. The repairs were completed professionally by a licensed contractor and are backed by a transferable lifetime warranty. Documentation is available upon request.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $481 | $481 | $481 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,846 | $2,425 |
| Total Monthly Payment | $2,330 | $2,402 | $2,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.