10541 86TH AVENUE, Seminole, FL, 33772 | $429,000

Fully Remodeled | 2 Bedrooms | 2 Bathrooms | 1-Car Garage | Income-Producing Property | Large Backyard | Prime Seminole Location

Welcome to 10541 86th Ave N, Seminole, FL.
A beautifully renovated fully furnished , move-in-ready home offering the perfect blend of modern luxury, comfort, and investment potential. This stunning 2-bedroom, 2-bathroom residence with a 1-car garage has been thoughtfully remodeled from top to bottom with quality finishes and contemporary design.

Step inside to discover a bright, open-concept floor plan filled with natural light, stylish finishes, and inviting living spaces designed for both everyday comfort and entertaining. The updated kitchen features modern cabinetry, premium countertops, and stainless steel appliances, while the bathroom has been tastefully remodeled with elegant fixtures and designer-inspired details.

One of the home’s standout features is the expansive backyard, offering endless possibilities for entertaining, gardening, pets, or creating your own private outdoor oasis with room for a pool.

This property has also been successfully operated as a short-term rental, making it an excellent opportunity for buyers seeking an income-producing investment, a vacation home, or a primary residence with proven rental potential. Its desirable location and updated condition have made it an attractive choice for guests and owners alike.

Ideally situated just minutes from Seminole Lake Park, this home offers convenient access to walking and biking trails, boating, fishing, shopping, dining, medical facilities, and top-rated Seminole schools. You’re also only a short drive from the award-winning Gulf beaches, including Madeira Beach, Redington Beach, and Indian Rocks Beach, as well as vibrant downtown St. Petersburg.

Fully remodeled, move-in ready, and located in one of Seminole’s most sought-after neighborhoods, don’t miss this incredible opportunity to own a piece of Florida paradise! Seller is considering all offers.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 72 x 133
  • Laundry: In Garage
  • Year Built: 1959
  • Garage: 1-car Bath In Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,264
  • Acreage: 0.22
  • Lot Size: 72 x 133
  • Est. Taxes: $3,625
  • Appliances: Built-In Oven, Disposal, Dryer, Washer
  • MLS#: TB8522709
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8522709/1054186thavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 11:02:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10541 86TH AVENUE, Seminole, FL, 33772

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $302 $302 $302
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,055 $2,167 $2,850
Total Monthly Payment $2,432 $2,544 $3,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.