4362 GREAT LAKES DRIVE N, Clearwater, FL, 33762 | $265,000

Welcome to EASY FLORIDA LIVING in The Lakes, a sought-after, pet-friendly, 55+ community of 172 single-family homes PERFECTLY POSITIONED between Clearwater and St. Petersburg with easy access to US Highway 19, Interstate I275, shopping, restaurants, and entertainment. This charming 2-bedroom, 1-bath residence offers 935 square feet of thoughtfully designed living space with an OPEN FLOOR PLAN that feels bright, spacious, and inviting, and it sits on a private, over-sized lot. The kitchen boasts white shaker cabinets, natural stone counters, and new appliances. A BONUS DEN provides additional flexible living space perfect for a second living room, home office, hobby room, or reading retreat, while the ENCLOSED FLORIDA ROOM offers even more flexibility. Enjoy the outdoors from indoors in this peaceful and relaxing bonus space. The home has been EXTENSIVELY UPDATED since 2021, allowing the next owner to move in with confidence. Recent improvements include a NEW HVAC system, NEW WATER HEATER, washer, dryer, range, microwave, gutters, fascia, soffits, flat roof, and garage door opener. The Lakes is known for its strong sense of community, low HOA fees, and excellent financial health, with a recent reserve study confirming the strength of the association’s reserve funds. The very low HOA dues of just $305 per month includes water, sewer, trash pick up, cable service, wifi internet service, lawn maintenance, irrigation, club house, and pool, making ownership both convenient and affordable. Residents enjoy all that the clubhouse has to offer, including a full kitchen, meeting rooms, library, card room, billiards, shuffleboard, a raised stage area for community events, and a sparkling pool with patio area. HVAC 2023, WATER HEATER 2021, FLAT ROOF 2024, WASHER / DRYER 2023. RANGE 2021. GARAGE DOOR OPENER 2024. WINDOWS 2015. Whether you are looking for a year-round residence or a seasonal getaway, this well-maintained home offers the perfect combination of COMFORT, VALUE, AND ACTIVE LIFESTYLE in one of Clearwater’s most desirable 55+ communities.

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Pool, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 66 x 118
  • Laundry: Electric Dryer Hookup, In Garage
  • Style: Ranch
  • Year Built: 1972
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 935
  • Acreage: 0.19
  • Lot Size: 66 x 118
  • Est. Taxes: $3,109
  • HOA Fee: $305 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • Adult Communities: Yes
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8517609
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8517609/4362greatlakesdriven_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/20/2026 12:22:05 AM)
Listing courtesy of LPT Realty, LLC   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4362 GREAT LAKES DRIVE N, Clearwater, FL, 33762

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,270 $1,339 $1,760
Total Monthly Payment $1,604 $1,673 $2,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.