64 Prospect Street, White Plains, NY, 10606 | $1,395,000

Some homes simply cannot be replicated. This distinguished brick Center Hall Colonial in White Plains' coveted Highlands is one of them. Behind a charming white picket fence and private motorized gate, timeless architecture and remarkable craftsmanship unfold from the slate roof to the stately columned portico, inviting side porch, and classic herringbone brick walkway. Inside, the grand center hall immediately captures the home's character. Rich wood wainscoting, intricate millwork, designer wall coverings, and a magnificent staircase ascending three floors create an arrival that is both warm and unforgettable. Throughout the residence, original craftsmanship has been beautifully preserved while thoughtful updates provide effortless modern living. The formal living room, complete with a wood-burning brick fireplace, opens to a serene, covered side porch, a peaceful retreat surrounded by mature landscaping. Across the center hall, the banquet-sized dining room is equally impressive, offering elegant paneling and period details that make every gathering feel special. Rich hardwood floors, original pocket doors, and remarkable woodwork reflect the quality of an era rarely found today. Designed for both everyday living and entertainment, the chef's kitchen pairs timeless design with exceptional function. Soapstone countertops, handcrafted wood cabinetry, premium Miele and Bosch appliances, and a charming dining alcove create a space as beautiful as it is practical. One of the home's most captivating architectural details is the original hidden secondary staircase, a rare architectural hallmark of distinguished early Center Hall Colonials. Nearby, a spacious laundry room, wet bar, and powder room add everyday convenience. The second level is anchored by an elegant primary suite featuring a luxurious marble bath with a soaking tub, expansive glass shower, and refined finishes. Three additional bedrooms and a beautifully appointed hall bath complete the floor. The third level offers two additional bedrooms and a full bath, providing outstanding flexibility for extended guests, home offices, or creative spaces. Outside, a private patio and lush backyard offer the perfect setting for entertaining or relaxing, while the detached two-car garage with soaring ceilings and an attached shed adds exceptional functionality. A spacious lower level provides abundant storage and direct access to the private backyard. Perfectly positioned just minutes from Metro-North, schools, parks, acclaimed restaurants, and shopping. Homes of this caliber are rarely offered. Rich in history, exceptional in craftsmanship, and thoughtfully updated for today, this is the kind of residence that stays with you long after you've left.

Features

  • Rooms: 11
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Laundry: In Hall, Laundry Room
  • Style: Colonial
  • Year Built: 1924
  • Garage: 2-car
  • Heating: Hot Water, Natural Gas
  • Cooling: Central Air
  • Basement: Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 3,566
  • Acreage: 0.28
  • Est. Taxes: $14,560
  • Lot Desc: Corner Lot, Landscaped, Level, Near Public Transit, Near School, Near Shops
  • View: Neighborhood
  • Elem. School: White Plains (Controlled Parents’ Choice)
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: 1017491
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/1017491/64prospectstreet_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 914-723-8700

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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64 Prospect Street, White Plains, NY, 10606

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.121% 6.183%
Monthly Tax Payment $1,213 $1,213 $1,213
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,337 $6,691 $9,417
Total Monthly Payment $7,675 $8,029 $10,755

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.