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Beautiful Upper East Side Torrington Ranch - Move-In Ready! Welcome home to this charming ranch-style residence located in one of Torrington's desirable Upper East Side neighborhoods. Offering 2-3 bedrooms, 2 full bathrooms, and a thoughtful layout, this home combines comfort, convenience, and numerous updates. The updated kitchen features granite countertops and flows seamlessly into the bright dining room, where a beautiful bay window fills the space with natural light. The inviting living room offers a cozy fireplace, while hardwood floors add warmth and character throughout much of the home. The updated main bath includes a walk-in shower, and the semi-finished walkout lower level provides flexible living space, ideal for a family room, home office, or recreation area, along with ample storage. Additional features include central air conditioning with an updated unit, a new oil tank, new hot water heater, generator hookup, a two-car attached garage, and a covered porch overlooking the level backyard. An outbuilding offers even more storage space for tools, equipment, or seasonal items. With its attractive curb appeal, thoughtful updates, abundant storage, and sought-after location, this well-maintained home is ready for its next owner. Don't miss this wonderful opportunity!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.9 x 11.8 | Main | |
| Bedroom 2 | 11.3 x 15.5 | Main | |
| Dining Room | Bay/Bow Window,Hardwood Floor | 18.2 x 11.1 | Main |
| Kitchen | Granite Counters,Eating Space | 8.0 x 12.0 | Main |
| Living Room | Fireplace,Sliders | 21.8 x 19.2 | Main |
| Office | Built-Ins,Hardwood Floor | 11.6 x 11.6 | Lower |
| Primary Bedroom | 11.6 x 12.1 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $655 | $655 | $655 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,844 | $1,944 | $2,557 |
| Total Monthly Payment | $2,574 | $2,674 | $3,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.