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Situated to gaze across the Wells River at South Ryegate, VT, this 1901 New England Cape offers 1 acre with deeded well and septic, as well as a single car garage and a shed structure in the landscaped back yard that allows for "he shed or she shed" occupation. South Ryegate, VT is a quiet community with proximity to all modern offerings. Commuting on I91, Routes 302, 25, 10 and 5 are all highly possible, as well as working either up north in the NEK or down in the Hanover/Lebanon region with differing driving options. The dwelling opens into the entryway with laundry and can proceed directly up to a closet adjacent the primary bedroom or into the spacious kitchen. The kitchen offers a bar with seating on either side, as well as ample cabinet and countertop space. The adjacent sitting area provides a more intimate dining space, adjacent to an office space with a large pellet stove as well as access to the front yard of the home. A formal dining room sits adjacent to the living room of the home, and a first floor bedroom shares "Jack and Jill" access to a 3/4 bathroom with tub with the entryway to the upstairs off the living room with exterior access as well. The second floor of the home has three rooms, all with closets, and access to the full bathroom on this floor. These rooms all have high ceilings and ample space for work or play. There is a secret space only accessed from one of the halls which provides for extra storage or for a fun recreational space. This property has been lived in and loved and is ready for a new chapter. Great bones, historic charm, and a ton of potential.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,891 | $1,965 | $2,584 |
| Total Monthly Payment | $2,206 | $2,280 | $2,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.