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Escape to the timeless charm of this beautifully maintained 4-bedroom, 1. 5-bath modern mid-century seasonal cottage on sought-after Savage Point North, just moments from the quaint village of North Hero. Nestled along the protected waters of Pelots Bay, this exceptional Lake Champlain property features a gradual, sloping beach with ideal anchorage and the potential for a private dockâperfect for setting out on boating adventures or simply enjoying life on the water. Spend summer days swimming, kayaking, and sailing, then gather around beachside bonfires as spectacular sunsets paint the Adirondack Mountains across the horizon. Every season offers its own beauty at this treasured lakeside retreat. Inside, the cottage has been lovingly cared for and showcases classic mid-century character with a bright, welcoming design. Vaulted tongue-and-groove pine ceilings, exposed natural beams, and expansive lakeside windows fill the home with warmth and natural light. The open-concept great room seamlessly blends the kitchen, dining, and living areas, creating an inviting space for entertaining or relaxing after a day on the lake. . At its heart, a stunning textured stone wood-burning fireplace serves as both a striking architectural focal point and a cozy gathering place. Large Lakeside decks both East and West offer outdoor living and alfresco dining throughout the Summer. A newer 24 x 24 Detached Garage with power provides room for boats , kayaks, and storage as well as work shop space. Whether you're searching for the perfect seasonal escape or a place where generations of family memories can be made, this rare Lake Champlain waterfront property offers an exceptional opportunity to experience the very best of island living.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/6/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $600 | $600 | $600 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,874 | $3,030 | $3,985 |
| Total Monthly Payment | $3,566 | $3,722 | $4,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.