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!!SELLER WILL ASSIST WITH CLOSING COSTS!! Why wait to build when you can move right into this BETTER-THAN-NEW, beautifully upgraded 4-BEDROOM, 3-BATHROOM home situated on a premium CORNER LOT in one of St. Cloud's most desirable growing communities! Conveniently located just steps from the neighborhood pool, this home offers the perfect blend of luxury, comfort, and value. From the moment you enter, you'll be impressed by the bright, open-concept floor plan, designer finishes, and QUARTZ COUNTERTOPS THROUGHOUT THE ENTIRE HOME. Every bedroom features a WALK-IN CLOSET, providing ample storage, while the spacious primary suite serves as a private retreat complete with a spa-inspired bathroom featuring HEAVY GLASS SHOWER DOORS and upscale finishes. The stunning kitchen is the heart of the home, showcasing UPGRADED SAMSUNG BESPOKE APPLIANCES, including the refrigerator and oven, delivering both style and functionality for everyday living and entertaining. Additional upgrades include a WHIRLPOOL WASHER AND DRYER, GUTTERS, an EXTENDED TWO-CAR GARAGE, RING SECURITY SYSTEM WITH CAMERAS, and a beautiful 3/4 GLASS-PANELED FRONT DOOR that fills the home with natural light while enhancing curb appeal. Every window is equipped with blinds, making this home truly MOVE-IN READY. Step outside to the SCREENED-IN PORCH and enjoy Florida living year-round in comfort and privacy. Even better, the LOW HOA includes FIBER OPTIC INTERNET AND CABLE, providing exceptional value and convenience. This is the complete package—modern upgrades, an unbeatable location, valuable included features, and SELLER ASSISTANCE WITH CLOSING COSTS. Don't miss your opportunity to own this exceptional home. Schedule your private showing today before it's gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,012 | $2,122 | $2,768 |
| Total Monthly Payment | $2,530 | $2,640 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.