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Welcome to this charming bungalow offering outstanding value with many of the major updates already completed. Improvements include newer siding, roof, windows, heating system, and updated electrical, providing peace of mind for years to come. Inside, you'll find a spacious, open-concept main level with excellent potential to make it your own. The home offers a functional layout featuring a bright living room, formal dining room, and a generously sized kitchen with a large walk-in pantry that adds timeless character and abundant storage. A convenient mudroom is located just off the rear kitchen entrance, while the enclosed front porch provides additional flexible living space ideal for a sitting area, home office, or seasonal enjoyment. The main level also includes a first-floor bedroom, offering convenient one-level living options. Upstairs are two generously sized bedrooms with the potential to create a third bedroom, nursery, office to fit your needs. With many of the expensive mechanical and exterior updates already completed, this home presents an excellent opportunity for buyers looking to build equity through cosmetic improvements. Whether you're a first-time homebuyer, investor, or someone looking for a property with great potential, this home is ready for your personal touch. Conveniently located near shopping, restaurants, parks, schools, and major highways for an easy commute.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Eat-In Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $356 | $356 | $356 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,580 | $1,642 | $2,159 |
| Total Monthly Payment | $2,011 | $2,073 | $2,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.