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9 Ruby Circle, Poughkeepsie, NY, 12603 | $314,000
Welcome to this beautifully maintained townhome in the highly desirable Crystal Glen community, offering 2 spacious bedrooms, 2. 5 bathrooms and central air. The main level features an open-concept living and dining area, creating a bright and inviting space for everyday living and entertaining. A sliding glass door leads to a large private patio, perfect for relaxing, grilling, or hosting family and friends. The kitchen offers ample cabinet and counter space, while the conveniently located laundry room sits just off the kitchen. A half bath completes the main level. Upstairs, you'll find two generously sized bedrooms, each with its own private full bathroom. The primary suite features a large walk-in closet, providing plenty of storage. Additional highlights include a one-car attached garage and extra parking in the shared driveway. The HOA provides exceptional value by covering the roof and siding, lawn maintenance, snow removal, garbage, water, and sewer, making for truly low-maintenance living. Ideally located close to shopping, restaurants, hospitals, the rail trail, and just minutes from Metro-North, this home offers the perfect combination of comfort, convenience and an easy commuter-friendly lifestyle.
Features
- Parking: 2-car, Driveway, Garage, Garage Door Opener, Storage
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Levels: 2
- Amenities: Maintenance, Maintenance Grounds, Snow Removal
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Unit, Laundry Room
- Complex: Crystal Glenn
- Year Built: 1986
- Common Charge: $440 Monthly
- Approx Sq. Feet: 1,456
- Acreage: 0.13
- Est. Taxes: $5,844
- Lot Desc: Level
- Elem. School: Violet Avenue School
- Middle School: Haviland Middle School
- High School: Franklin D Roosevelt Senior High School
- School District: Hyde Park
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- MLS#: 1019577
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1019577/9rubycircle_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
9 Ruby Circle, Poughkeepsie, NY, 12603
$314,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $251,200 | $251,200 | $251,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,526 | $1,586 | $2,086 |
| Total Monthly Payment | $2,088 | $2,148 | $2,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535