Welcome to this charming brick home situated on approximately 2 acres, offering the perfect blend of comfort, functionality, and outdoor space. Featuring 3 bedrooms and 2 full baths, this well-maintained property provides plenty of room to enjoy both inside and out. The inviting interior showcases beautiful hardwood floors and a cozy fireplace with gas logs, creating a warm and welcoming atmosphere. Major updates include a roof that is approximately 9 years old, an HVAC system that is 5 years old, and a tankless water heater designed to enhance energy efficiency and reduce utility costs. Step outside and enjoy the spacious rear deck, ideal for relaxing, entertaining, or taking in the peaceful surroundings. The property also offers exceptional storage and workspace options, including a basement workshop and a detached storage building with electricity. The storage building is complemented by an attached 2-car carport, while the home itself features a 2-car carport plus an additional front carport, providing ample covered parking for vehicles, equipment, or recreational toys. With its combination of acreage, updates, storage, workshop space, and abundant covered parking, this property offers a rare opportunity for those seeking country living with modern conveniences. This home truly has so much to offer! Buy for your USC UNION student, instead of rent! Possible 100% USDA FINANCING
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Our Executive Mortgage Banker:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,126 | $1,187 | $1,561 |
| Total Monthly Payment | $1,300 | $1,361 | $1,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.