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Photos Coming Soon, Adjacent to the Shenipsit (Snipsic) Lake Reservoir Recreation Area, this 3 bedroom, 2 full bath home offers a peaceful setting with seasonal reservoir views, nearby walking trails, and the beauty of outdoor living. The kitchen opens to the dining area, creating the perfect space for family meals and gatherings, with direct access to the deck for easy indoor and outdoor entertaining. The living room features a fireplace, while the exceptionally large primary bedroom offers a stunning floor to ceiling fireplace and walk through closet. Second floor laundry adds everyday convenience. The heated lower level has been drywalled and offers flexible space ready for your finishing touches, ideal for a recreation room, home office, gym, or guest area. An unfinished room above the attached two car garage provides excellent potential for future expansion, a studio, or additional storage. Additional features include central vacuum, a whole house fan, and 200-amp electrical service. Approximately two years ago, the basement/foundation was professionally remediated using the Epitome Composite Foundation Panel System to address the former crumbling concrete foundation. The system includes a transferable 15 year warranty. A rare opportunity to enjoy privacy, nature, and flexible living space in a truly unique Ellington location. Owner occupied. Please don't drive up the driveway unless you have an appointment.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Kitchen | Hardwood Floor | Main |
| Living Room | Fireplace | Main |
| Primary Bedroom | Fireplace,Full Bath | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $409 | $409 | $409 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,323 | $3,055 |
| Total Monthly Payment | $2,720 | $2,807 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.