492 MEANDERING WAY, Polk City, FL, 33868 | $650,000

Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1, 432 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views.

Property Highlights:
The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom.

Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length.

Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water!

Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking!

Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens.

Incredible Upgrades & Peace of Mind:
This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements:

New Roof (2023)

New front entry door & front entry pavers

Water softener & Reverse Osmosis system

In-duct air purifier & replacement hot water circulation pump

New kitchen range & replacement lanai window

Gutter guards & overhead carport fans

Window tinting & solar sun screens

Comprehensive exterior security camera system

Resort-Style 55+ Amenities:
Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include:

2 Clubhouses

2 Swimming pools

A full calendar of daily social activities

Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready.

Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream.

#FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Laundry, Pickleball Court(s), Pool, Sauna, Security, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,432
  • Acreage: 0.28
  • Est. Taxes: $5,857
  • HOA Fee: $2,000 Annually
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Kitchen Reverse Osmosis System, Microwave, Range, Water Purifier, Water Softener
  • MLS#: L4962918
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4962918/492meanderingway_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 9:17:08 AM)
Listing courtesy of WORTH CLARK REALTY   Phone: 352-988-7777

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

492 MEANDERING WAY, Polk City, FL, 33868

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $488 $488 $488
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,283 $4,318
Total Monthly Payment $3,694 $3,863 $4,898

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.