3068 E DORCHESTER DRIVE, Palm Harbor, FL, 34684 | $450,000

Move-in ready 3/2/2 (third bedroom is a flexible office/den and does not have a traditional closet) in the highly sought-after 55+ golf community of Highland Lakes. Offering a spacious and functional layout, this home features both a formal living room and a separate family room, providing plenty of space for everyday living and entertaining. The updated kitchen is designed with both style and function in mind, featuring granite countertops, an attractive tile backsplash, additional cabinetry for exceptional storage, black stainless steel appliances, and a breakfast bar overlooking the main living area. Laminate flooring flows throughout the home, creating a warm and inviting atmosphere. The flexible office/den/3rd bedroom offers the perfect space for a home office, hobby room, or guest accommodations. The enclosed Florida room is equipped with its own mini-split HVAC system, creating comfortable, year-round living space ideal for relaxing, crafting, or enjoying your morning coffee. There's also a screened porch and patio for added outdoor space. Additional features include plantation shutters, updated lighting and ceiling fans, abundant storage, and an oversized primary ensuite with a walk-in closet and sitting area. Highland Lakes is one of Palm Harbor's premier active adult communities, offering an impressive array of amenities including three executive golf courses, clubhouses, heated pools and spa, tennis and pickleball courts, shuffleboard, fitness opportunities, arts and crafts, numerous social clubs, and Lake Tarpon access with a community lodge, boat ramp, fishing pier, and free RV/boat storage available for residents. Conveniently located with shopping, restaurants, medical facilities, downtown Palm Harbor, the Tarpon Springs Sponge Docks, Honeymoon Island, and Gulf beaches, this home offers the perfect combination of comfort, recreation, and the Florida lifestyle. Schedule your private showing today! Permits indicate the HVAC is from 2016.

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1980
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,642
  • Acreage: 0.2
  • Est. Taxes: $2,661
  • HOA Fee: $164 Monthly
  • Lot Desc: Landscaped
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7887179
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7887179/3068edorchesterdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 2:58:35 AM)
Listing courtesy of REALTY EXECUTIVES AMERICA INC   Phone: 352-688-9990

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NMLS Mortgage Loan Originator ID 16953

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3068 E DORCHESTER DRIVE, Palm Harbor, FL, 34684

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,187 $2,273 $2,989
Total Monthly Payment $2,484 $2,570 $3,286

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.