|
Move-in ready 3/2/2 (third bedroom is a flexible office/den and does not have a traditional closet) in the highly sought-after 55+ golf community of Highland Lakes. Offering a spacious and functional layout, this home features both a formal living room and a separate family room, providing plenty of space for everyday living and entertaining. The updated kitchen is designed with both style and function in mind, featuring granite countertops, an attractive tile backsplash, additional cabinetry for exceptional storage, black stainless steel appliances, and a breakfast bar overlooking the main living area. Laminate flooring flows throughout the home, creating a warm and inviting atmosphere. The flexible office/den/3rd bedroom offers the perfect space for a home office, hobby room, or guest accommodations. The enclosed Florida room is equipped with its own mini-split HVAC system, creating comfortable, year-round living space ideal for relaxing, crafting, or enjoying your morning coffee. There's also a screened porch and patio for added outdoor space. Additional features include plantation shutters, updated lighting and ceiling fans, abundant storage, and an oversized primary ensuite with a walk-in closet and sitting area. Highland Lakes is one of Palm Harbor's premier active adult communities, offering an impressive array of amenities including three executive golf courses, clubhouses, heated pools and spa, tennis and pickleball courts, shuffleboard, fitness opportunities, arts and crafts, numerous social clubs, and Lake Tarpon access with a community lodge, boat ramp, fishing pier, and free RV/boat storage available for residents. Conveniently located with shopping, restaurants, medical facilities, downtown Palm Harbor, the Tarpon Springs Sponge Docks, Honeymoon Island, and Gulf beaches, this home offers the perfect combination of comfort, recreation, and the Florida lifestyle. Schedule your private showing today! Permits indicate the HVAC is from 2016.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $222 | $222 | $222 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,273 | $2,989 |
| Total Monthly Payment | $2,484 | $2,570 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.