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***DISCOUNTED RATE OPTIONS & NO LENDER FEE FUTURE REFINANCING may be available for qualified buyers of this home*** Welcome to your own private Florida retreat in the desirable Twelve Oaks community! Beautifully maintained and move-in ready, this 3-bedroom, 2. 5-bath home with a 1-car garage offers the perfect blend of comfort, functionality, and everyday living. Lovingly cared for, this inviting residence features spacious living areas that flow seamlessly to your own private backyard oasis. Step outside to enjoy the screened-in in-ground pool, covered patio, and generous outdoor entertaining space—ideal for relaxing weekends, hosting family and friends, or embracing Florida's year-round outdoor lifestyle.
Located in Flood Zone X for added peace of mind, this home also includes a water softener, adding even more value and convenience.
Ideally situated with convenient access to the Veterans Expressway, you'll be just minutes from Busch Gardens Tampa Bay, University of South Florida, and Ybor City. Tampa International Airport is just a short drive away, while the world-renowned Gulf Coast beaches and Orlando's famous theme parks—approximately 90 minutes away—make weekend adventures easy. Easy access to parks, boating, fishing, and Tampa Bay!
Offering exceptional value, an incredible outdoor living space, and an unbeatable location, this is a home you'll love coming back to every day. Don't miss your opportunity to make this Florida retreat your own! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,300 | $2,425 | $3,189 |
| Total Monthly Payment | $2,568 | $2,693 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.