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This property comes with a rate buy-down, reducing the buyer’s interest rate for the first two years of their loan. Buyer is not obligated to use preferred lender – however must use preferred lender to receive the buy down. Lender can issue loan approvals in as little as 5 days and close in 15. Restrictions apply. Situated on a peaceful 1. 18-acre lot in the desirable Beaver Creek subdivision, this spacious ranch home offers over 3, 775 square feet of finished living space with six bedrooms and three full bathrooms. Thoughtfully designed for comfortable everyday living and entertaining. The main level features four bedrooms, including a spacious primary suite, along with beautiful hardwood and ceramic tile flooring. One secondary bedroom offers direct access to the screened porch, creating the perfect private retreat or guest space. The kitchen is equipped with granite countertops, a smooth-top cooktop, dishwasher, and abundant cabinetry. The finished walkout basement provides incredible flexibility with 2 additional bedrooms, full bathroom, recreation room, and a sink already connected, making it ideal for an in-law suite, guest quarters, home business, or entertaining. The basement also features its own private entrance and exit for added convenience. Outdoor living is a true highlight of this property. Relax year-round on the spacious screened porch or enjoy the privacy of the fenced backyard surrounded by mature hardwood trees and a Tiki bar. A side entrance provides additional access to the home, while the updated retaining wall enhances both the functionality and appearance of the backyard. Additional features include a walk-in crawl space for easy storage and maintenance, attic access through the garage, a newer HVAC system that has been professionally serviced annually, newly installed grounded exterior electrical outlets, a sliding glass door leading to the outdoor living space, and a septic system that was cleaned within the last six months. For added peace of mind, the home has been maintained with regular Terminix service every four months. With public water, natural gas, no HOA, and an abundance of flexible living space, this well-maintained property offers the perfect blend of privacy, functionality, and comfort. Conveniently located just minutes from shopping, dining, and schools, this is a home you'll want to experience in person. This property is located in a USDA-eligible area, offering potential 100% financing for qualified buyers.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom4 | 10.2 x 12 | Main |
| Bedroom5 | 22.6 x 11.4 | Lower |
| Den | 25.7 x 23.8 | Main |
| DiningRoom | 10 x 13 | Main |
| Kitchen | 14 x 15 | Main |
| Laundry | 7.10 x 6 | Main |
| Other | 17 x 22 | Lower |
| PrimaryBathroom | 13.8 x 5 | Main |
| Recreation | 18.6 x 23 | Lower |
| ScreenedPorch | 23 x 9.6 | Main |
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Our Executive Mortgage Banker:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,970 | $2,591 |
| Total Monthly Payment | $1,971 | $2,045 | $2,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.