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Looking for a home that was built for and loved by the same family since 1965 when homes were built to last, solid structures. The neighborhood with lots having land on side-walked streets. The area, named Academy Hills is in the West Woods section of Hamden. This home has been loved and cared for and now, the family is ready to sell. You can be the lucky new owner. Solid Hardwood on the 1st & 2nd floors. Bright Living Room with a bay window and a side window for more natural light. The Kitchen is well maintained and roomy with washable oak cabinets, fully appliance, the eat in area is by the sliders with views to the large rear yard or to Livingroom. Upstairs find the Primary Bedroom with a Half bath. Note 2 closets. One can be converted to a stall shower to make Primary Full Bath. The nice sized Main bath has a Tub/Shower with linen closet, shared by 2 more nice sized bedrooms. The lower-level Family room with a new wood grain laminate floor is a great play area with Laundry and another half bath. Back door goes to the yard or walk through the Family room to the two oversized garages. There is also a basement with the Utilities; new HW heater, newer oil tank, furnace, central air, and electric panel. To protect the house while you add your cosmetic upgrades, in 2026, a brand new roof has been put on and the chimney has been completely rebuilt. Ready for Solar if you so choose. Don't miss this great home! SOLD AS IS. Inspection for Buyers Info only.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.4 x 11.8 | Upper |
| Bedroom 2 | Hardwood Floor | 10.4 x 12.8 | Upper |
| Family Room | Half Bath,Vinyl Floor | 13.0 x 24.4 | Lower |
| Kitchen | Eating Space,Sliders,Vinyl Floor | 9.7 x 18.2 | Main |
| Living Room | Bay/Bow Window,Hardwood Floor | 13.1 x 15.4 | Main |
| Primary Bedroom | Half Bath,Walk-In Closet,Hardwood Floor | 11.4 x 11.8 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,020 | $1,020 | $1,020 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,021 | $2,657 |
| Total Monthly Payment | $3,039 | $3,116 | $3,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.