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150 School Street, Effingham, NH, 03882 | $210,000
Bring your ideas and imagination to this classic 1850s Cape located in Effingham Falls, a property filled with character and ready for its next chapter. Ideal for investors or buyers who appreciate the charm of older homes, this property offers the opportunity to restore and create something special. An attached woodshed and barn add to the classic New England appeal, while the enclosed front porch and traditional weather vane atop the barn cupola provide timeless curb appeal. Inside, the home offers a large eat-in kitchen with wood stove, a dining room with fireplace, a comfortable living room, and the convenience of a first-floor primary bedroom, full bath, and laundry. A first-floor bonus room/den adds flexibility for a home office, reading space, or creative use. Step outside to the 12' x 16' rear deck and take in views toward the Ossipee River over the neighboring parcel. Updates include septic system (2003), metal roof (2009), vinyl siding and windows (2013), water heater (2022), and oil tank (2025). Property is being sold AS-IS and will not qualify for FHA/VA financing.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cape
- Year Built: 1858
- Garage: 1-car Garage
- Heating: Oil,Forced Air
- Cooling: None
- Basement: Dirt Floor,Partial,Unfinished
- Approx Sq. Feet: 1,668
- Acreage: 0.49
- Est. Taxes: $5,669
- Lot Desc: Level,Open,Water View
- Elem. School: Effingham Elementary School
- Middle School: Kingswood Regional Middle
- High School: Kingswood Regional High School
- School District: Governor Wentworth Regional
- MLS#: 5097291
- Website: https://www.raveis.com
/prop/5097291/150schoolstreet_effingham_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/2026Listing courtesy of BHHS Verani Wolfeboro Phone: 603-569-6060
Listing Agent: Kim Gero
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
150 School Street, Effingham, NH, 03882
$210,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $472 | $472 | $472 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $994 | $1,048 | $1,384 |
| Total Monthly Payment | $1,541 | $1,595 | $1,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB