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Welcome to this well maintained townhome with NO REAR NEIGHBOURS in the desirable GATED COMMUNITY of Oak Ridge Place in St. Cloud! Offering the perfect combination of comfort, style, and convenience, this MOVE-IN READY HOME features a spacious OPEN-CONCEPT LAYOUT with TILED FLOORING throughout the entire first floor. The well-appointed KITCHEN showcases GRANITE COUNTERTOPS, kitchen bar with seating, STAINLESS STEEL APPLIANCES, roomy 42” CABINETS, recessed lighting. The kitchen overlooks the main living and dining areas - perfect for entertaining. A custom-built bar is negotiable and may convey with an acceptable offer, creating the ideal space for hosting family and friends. The first floor also includes a convenient half bath and multiple storage spaces for added functionality. UPDATED LIGHT FIXTURES throughout the home add a stylish finish. Step outside to enjoy the EXTENDED SCREENED LANAI, providing the perfect place to relax year-round with added privacy and outdoor living space. UPSTAIRS, you’ll find all bedrooms featuring DURABLE LAMINATE FLOORING. The spacious PRIMARY SUITE offers a large WALK-IN CLOSET, DOUBLE SINKS with solid surface countertops, TILED WALK-IN SHOWER, UPGRADED LIGHT FIXTURE and HARDWARE for a modern touch. Additional bedrooms are generously sized and all have CEILING FANS. Upstairs LAUNDRY CLOSET with Samsung WASHER and DRYER included in the sale. ADDITIONAL UPGRADES include smart Echo thermostat and energy-efficient DOUBLE-PANE WINDOWS, helping enhance comfort while reducing energy costs. The ATTACHED TWO-CAR GARAGE and private driveway provide ample parking and storage. Residents of Oak Ridge Place enjoy a gated entrance, COMMUNITY POOL and CABANA, PLAYGROUND; LAWN CARE is included through the HOA. ***NO CDD fees***, and a very reasonable HOA, making homeownership both convenient and affordable. Well-located just minutes from Florida’s Turnpike, this home offers quick access to Lake Nona, Medical City, Downtown Orlando, Orlando International Airport, shopping, dining, entertainment, and Florida’s beautiful east coast beaches. Whether you’re looking for a primary residence or a low-maintenance lifestyle in a growing area, this home checks all the boxes. Don’t miss the opportunity to make this exceptional home your own - schedule a private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $173 | $173 | $173 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,410 | $1,465 | $1,927 |
| Total Monthly Payment | $1,658 | $1,713 | $2,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.