4620 Arboretum CIR, Naples, FL, 34112 | $549,999

Nestled along the waters of the community's largest lake, this home is the perfect retreat for those seeking a balance of relaxation, convenience, and lifestyle. As the largest floor plan in the carriage homes, the Ocean Grove floor plan is coveted. This 2-bedroom + den condo is a dream for young couples, dog lovers, or part-time snowbirds looking for their Naples haven.
Start your day with a stroll along the scenic walking paths or head down the boardwalk to nearby Sugden Park. Whether it’s an outing to the dog park or to grab your favorite morning beverage from Bean to Cup. The community embraces outdoor living, creating an idyllic retreat for you and your furry companion.
The unit is a light-filled space that combines modern elegance with thoughtful functionality. Cool toned wood plank tile flooring flows throughout, complemented by custom organic lighting that provides a soft, inviting ambiance in every corner. The kitchen is a true showpiece, featuring sleek finishes, custom cabinetry, and both under-cabinet and top-of-cabinet ambient lighting. Perfect for creating the ideal atmosphere whether you’re hosting dinner or enjoying a quiet evening in.
The den offers flexibility to design your perfect work-from-home space, while custom closets throughout the home, including file cabinet-height drawers, make staying organized effortless for remote professionals. Slide open the doors to your private balcony, where breathtaking west- and north-facing lake views set the stage for sunsets, morning coffee, or quiet moments of reflection.
Whether you’re spending winters indulging in Naples’ charm or settling in full-time, this home offers an unparalleled blend of sunlight, zen finishes, and a floor plan adjustable to your needs. Your lakeside sanctuary awaits, don’t miss the chance to make it yours!

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Bike And Jog Path,Clubhouse,Community Pool,Community Spa/Hot Tub,Dog Park,Exercise Room,Internet Access,Sidewalk,Streetlight
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ARBORETUM
  • Development: ARBORETUM
  • Year Built: 2020
  • Approx Sq. Feet: 1,721
  • Est. Taxes: $5,249
  • Condo Fee: $654 Monthly
  • Lot Desc: Other
  • View: Lake,Landscaped Area,Water
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 226024513
  • Website: https://www.raveis.com
    /prop/226024513/4620arboretumcir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Compass Florida LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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4620 Arboretum CIR, Naples, FL, 34112

$549,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,999 $439,999 $439,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $437 $437 $437
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,603 $2,745 $3,624
Total Monthly Payment $3,132 $3,274 $4,153

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.