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UNOBSTRUCTED HARBOR VIEWS AT COLONY POINT IN PGI - This beautifully updated 2 bed/2 bath condo w/DOUBLE HURRICANE PROTECTION in Punta Gorda Isles overlooks Charlotte Harbor with an unobstructed, PANORAMIC VIEW that stretches for miles. By day, dolphins and passing boats provide an ever-changing backdrop, while spectacular sunsets paint the sky over Charlotte Harbor each evening. Colony Point enjoys a one-of-a-kind peninsula setting where Charlotte Harbor and the surrounding canals create nearly 360-degree water views—an exceptional waterfront setting unlike any other in PGI. From the front door, you'll enjoy a view straight down the canal toward the Marion Ave. bridge, with the community docks and clubhouse in the foreground. Inside, a welcoming foyer with two coat closets greets you opening to the spacious, open floor plan that keeps the harbor view front and center. Large impact-resistant windows frame the spectacular water view while filling the condo with natural light. Electric roll-down hurricane shutters along the back provide added peace of mind. Scraped hickory hardwood plank flooring flows throughout the main living areas, while new carpet adds softness and comfort to both bedrooms. A soft coastal color palette and custom sheer drapery complete the inviting interior. The beautifully remodeled kitchen blends modern design with exceptional functionality. Wellborn cabinetry with soft-close drawers is paired with quartz countertops, a designer backsplash, under-cabinet lighting, and an island with additional storage. Stainless steel GE Café appliances complete the space, while the open layout keeps you connected to the dining area, living room, and the spectacular harbor view beyond. Just beyond the kitchen, the laundry room doubles as a convenient butler's pantry with a second entrance to the unit. Laundry area offers upper and lower cabinetry, a built-in desk, utility sink, stacked washer and dryer, and a closet pantry, creating exceptional storage and workspace in one well-organized area. The enclosed, tiled Florida room extends the living space and offers a front-row seat to Charlotte Harbor where you can enjoy your morning coffee, watch dolphins play and boats cruise by throughout the day, or take in another spectacular sunset. The spacious primary suite enjoys amazing harbor views and features an en-suite bath with walk-in shower. The generously sized guest bedroom enjoys private access to the updated guest bath. Both bathrooms have been renovated with raised ceilings, recessed lighting, updated vanities, and tiled flooring. Residents of Colony Point enjoy beautifully maintained waterfront grounds with newly updated landscaping throughout the community. Amenities include a beach-like seating area with Adirondack chairs overlooking the canal, a screened and heated community pool, clubhouse for social gatherings, bike storage room, floating dock/kayak launch, and a 420-foot concrete dock with immediate sailboat access to Charlotte Harbor. Dock spaces are available on a first-come basis when available. Ideally located just minutes from the Isles Yacht Club, Fishermen's Village, and historic downtown Punta Gorda, this home places waterfront dining, boutique shopping, parks, and year-round events within easy reach. **Claim your spot on the harbor and start enjoying the waterfront lifestyle that makes Punta Gorda so special. **
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Our Executive Mortgage Banker:
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $284 | $284 | $284 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,983 | $2,091 | $2,761 |
| Total Monthly Payment | $2,342 | $2,450 | $3,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.