49021 BERMONT ROAD, Punta Gorda, FL, 33982 | $219,000

Discover the perfect blend of rural serenity and limitless opportunity with this highly improved, 5-acre parcel located in the peaceful Charlotte Harbor Highlands at 49021 Bermont Rd. Whether you are dreaming of a self-sustaining homestead, an equestrian estate, an active agricultural farm, or a private recreational retreat, this property is primed and ready to bring your vision to life. With valuable improvements already in place, this is a rare chance to own a piece of Southwest Florida’s pristine countryside.

The entire 5-acre parcel has been fully cleared for years and is completely fenced, featuring rich Oldsmar fine sand soil that is ideal for lush pastures, farming, or large-scale gardening. Sitting at an impressive 60-foot elevation, this property is completely outside of the flood zone, giving you peace of mind knowing your land is high and dry. FPL power lines are already running to the property, saving you significant time and upfront setup. Access is secure and guaranteed via a legal 60-foot ingress/egress easement on a well-maintained, private road, located just a half-mile south of the main paved State Road 74.

You will enjoy ultimate freedom here, as the land is zoned Agricultural with no homeowner's association and no deed restrictions. This flexible zoning permits over a hundred uses, allowing you to build a traditional site-built home, a modular home, or a mobile home. It fully supports barns, agribusiness, livestock, horses, and conservation efforts. As an outdoor enthusiast’s dream, the property is surrounded by wildlife and privacy, offering direct access to the open marshlands to the east. It is perfect for ATVs, hunting, hiking, and soaking in the quiet country nights.

Enjoy the ultimate "off-the-grid" feel without sacrificing modern convenience. The land is perfectly situated between the historic waterfront charm of Punta Gorda and the expanding amenities of North Fort Myers. You are just five minutes from Interstate 75, 20 minutes to the dining and coastal adventures of downtown Punta Gorda, and about 40 minutes from Fort Myers. Whether you are an investor, a homesteader, or simply looking for a generational family retreat, 5-acre tracts with this level of preparation, elevation, and freedom rarely hit the market.

Features

  • Lot Size: 330 x 682 x 331 x 679
  • MLS#: TB8521251
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8521251/49021bermontroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 5:32:28 AM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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49021 BERMONT ROAD, Punta Gorda, FL, 33982

$219,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,200 $175,200 $175,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,065 $1,106 $1,455
Total Monthly Payment $1,140 $1,181 $1,530

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.