96040 LONG BEACH Drive, Fernandina Beach, FL, 32034 | $500,000

Tucked in an Arnold Palmer golf course community - where the developer chose to honor the land rather than clear most of the trees - this beautifully appointed corner home has soaring ceilings that draw your eye upward and give the home an immediate sense of openness and ease. Gorgeous hand-scraped engineered wood floors flow through the main living areas and primary bedroom, grounding every space with warmth and quiet sophistication. The fireplace - resurfaced in striking granite - anchors the living room with a commanding presence. Intricate crown molding, a whole-home water softener, & a dedicated office speak to a home that has been cared for with intention. Both bathrooms were updated with quartz vanity tops. Lush landscaping and beautifully flowering gardens frame the home's stucco exterior and stone accents, giving the home genuine curb appeal. Step out back and the home reveals perhaps its finest feature - an enclosed lanai overlooking a serene pond, framed by a canopy of mature trees beyond. Whether you're watching herons wade at dawn or simply unwinding as the afternoon light shifts across the water, this is a space that quietly earns its place as the heart of daily life. The community has a resort-style pool, tennis & pickleball courts, basketball, soccer field, & a golf course woven gracefully through native landscape - all without a single tree unnecessarily removed. The Outpost is a true gem - a screened outdoor kitchenette & dining space with direct water access for paddleboarding, kayaking or canoeing on Lofton Creek, a deepwater creek navigable all the way to the Atlantic Ocean. This home is an invitation to a life that is unhurried, beautiful, and deeply connected to nature. Roof 2023, HVAC 18, WH 2025.

Features

  • Amenities: Pool, Barbecue, Basketball Court, Boat Dock, Clubhouse, Golf Course, Management- On Site, Pickleball, Playground, RV/Boat Storage, Tennis Court(s), WaterSidewalks, Restaurant, Curbs
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,263
  • Acreage: 0.23
  • Est. Taxes: $2,782
  • HOA Fee: $1,312 Semi-Annually
  • Lot Desc: Corner Lot, Irregular Lot, Many Trees
  • View: Pond, Trees/Woods
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 2152845
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2152845/96040longbeachdrive_fernandinabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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96040 LONG BEACH Drive, Fernandina Beach, FL, 32034

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $232 $232 $232
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,430 $2,526 $3,322
Total Monthly Payment $2,754 $2,850 $3,646

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.