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There is something extra special about a home that has stood the test of time, and this sweet farmhouse cottage is no exception. While the tax records list the year built as 1900, the original portion of the home is believed to predate that and is said to have served as housing for the caretakers of a neighboring farm. Over the years, this home has been well cared for by the generations who have lived here, and it shows from the solid condition to the inviting sense of place- making it easy to move right in and start enjoying.
Though small in scale, the home lives much larger than you might expect thanks to the usable basement and walk-up attic. The attic offers abundant storage today, along with potential for a useful expansion. A new pellet stove helps keep things toasty through the colder months, while a whole-house fan helps keep the home comfortable in the summer heat.
Outside, the fully fenced yard is just the right size--large enough to enjoy, easy to maintain. Mature pear and apple trees add to the Hudson Valley charm, while the sunny exposure creates the perfect setting for gardening. Several maple trees offer the opportunity for tapping each spring, and spectacular sunsets over the Hurley Ridge provide a beautiful backdrop to end your days. Set well back from neighboring homes and partially surrounded by woods, the property feels remarkably private and much larger than its modest acreage.
Just minutes from Uptown Kingston, the NYS Thruway, and the historic hamlet of Old Hurley, 628 Hurley Avenue offers the best of both worlds--peaceful country living with the convenience of town just around the corner.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,827 |
| Total Monthly Payment | $1,651 | $1,722 | $2,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.