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Presented by
Stephen Hanson |
Welcome to this spacious home located in the Indian Trails section of Palm Coast. Offering 2, 420 square feet of living space, this home features 4 bedrooms, 2 full bathrooms, a dedicated office/study, and an attached 2-car garage. Built in 2018, this home offers plenty of space both inside and out. As you arrive, you'll immediately notice the mature landscaping, well-maintained exterior, and welcoming front entry. Step inside to the foyer, where you'll find a dedicated office/study with glass French doors on one side and a formal dining room on the other. Beyond the foyer, the home opens into the main living area with tile flooring running throughout and an easy flow between the living room, kitchen, and dining space. The kitchen is centrally located and features quartz countertops, a large center island with bar seating, 42-inch cabinetry with crown molding, stainless steel appliances, and a walk-in pantry. The breakfast nook just off the kitchen provides additional space for everyday meals and gatherings, while the living room sits at the center of the home overlooking the screened lanai and backyard. The primary suite is privately situated on one side of the home and features recessed ceilings, two walk-in closets, and an ensuite bathroom complete with dual sinks, granite countertops, and a walk-in shower. Three additional bedrooms and a full guest bathroom are located on the opposite side of the home. Sliding glass doors lead to the screened lanai overlooking the backyard. The fully fenced yard offers plenty of space for outdoor activities, pets, gardening, or a future pool. Mature trees behind the property line create a natural backdrop, and fruitful landscaping adds to the outdoor setting. Additional features include solar panels, a whole-home water softener, updated ceiling fans throughout the home and on the screened lanai, and an attached 2-car garage. Conveniently located near shopping, restaurants, schools, parks, walking and biking trails, and just a short drive to Palm Coast's beautiful beaches, this property offers the added benefit of no HOA.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
Sales Associate
William Raveis Real Estate
Phone: 203.847.6633
Steve.Hanson@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,657 |
| Total Monthly Payment | $2,457 | $2,561 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.