|
Welcome Home to an Active Lifestyle! This immaculate light-and-bright home, located in the Ridgewood Lakes/Del Webb 55+ community, offers 2-bedrooms, 2-baths, and a den/office. From the moment you enter, you will feel the specialness of a place that is loved, which boasts tile floors and plantation shutters in the living, dining, and kitchen areas, French doors opening to the den, enhanced lighting, granite countertops, a spacious laundry room, and epoxy flooring in the 2-car garage. The kitchen is a chef's delight with an oversized island, natural gas range, touchless faucet, and an abundance of cabinetry (including roll-out trays in the lower cabinets that maximize accessibility and organization by bringing back-of-cabinet items into easy reach). The kitchen leads to a screened lanai where you can enjoy your morning coffee. The Taft floorplan features split bedrooms which gives you and your guests privacy, while the home's security system and the community's manned gate provides peace of mind. You'll be amazed at all the amenities at your disposal in Ridgewood Lakes — the elegant 30, 000+ square foot Montecito Clubhouse features a tavern (with live music, karaoke, trivia, and bingo), heated indoor pool/spa, state-of-the-art fitness center, indoor walking track, craft room, billiards, ping-pong, and a ballroom and outside you'll find a resort-style pool, screened-in gazebo overlooking a scenic lake, large brick fire-pit, amphitheater, community garden center, pickleball, tennis, bocce ball, basketball, and shuffleboard courts, fishing dock, dog park with a doggie watering station, and miles of picturesque walking/biking trails. The White Heron golf course and White Nest restaurant are a short walk from the clubhouse. Nearby Ridgewood Lakes, you'll find shopping, restaurants, and entertainment in Posner Park, Advent Health Hospital, and major highways. Living in Central Florida means you're a just a drive away from many theme parks (including Disney, Universal, Legoland, Sea World, Bok Tower, and Kennedy Space Center) and a visit to the beaches on either coast. This lovely home at 545 Cantabria Drive in Davenport, Florida is a wonderful place to call home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,924
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,939 | $239,939 | $239,939 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,419 | $1,497 | $1,976 |
| Total Monthly Payment | $1,853 | $1,931 | $2,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.