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74 Longfellow Drive, Carmel, NY, 10512 | $415,000
Welcome to the sought-after Lake Carmel community, where charm and modern updates come together in this beautifully renovated home. Step inside to a bright, open-concept living and dining area, highlighted by a stunning stone fireplace that serves as the heart of the home. Gleaming hardwood floors, recessed lighting, and tasteful finishes create a warm yet sophisticated atmosphere throughout. The updated kitchen is both stylish and functional, featuring granite countertops, a designer tile backsplash, and stainless-steel appliances—perfect for everyday living and entertaining. The finished lower level adds valuable flexible living space, complete with a full bath, making it ideal for a home office, fitness room, playroom, or guest suite. Outdoor living is just as inviting, with a spacious deck overlooking a large backyard designed for entertaining, relaxing around the firepit, or enjoying outdoor games on the expansive lawn. Just moments away, enjoy all that picturesque Lake Carmel has to offer, including swimming, fishing, boating, pristine sandy beaches, and a scenic walking trail that circles the lake. Conveniently located near the town hall, library, shopping, and dining, with easy access to I-84 and Metro-North, this home offers the perfect balance of tranquility, recreation, and commuter convenience. New furnace 2021, New water softener system 2023 and 1000 gal. septic tank replacement 2019, all add to the home's value and peace of mind.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1964
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Full, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 1,848
- Acreage: 0.13
- Est. Taxes: $13,525
- Lot Desc: Back Yard, Landscaped
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Refrigerator, Washer, Water Softener Owned
- MLS#: 1017328
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/1017328/74longfellowdrive_carmel_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
74 Longfellow Drive, Carmel, NY, 10512
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,127 | $1,127 | $1,127 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,071 | $2,735 |
| Total Monthly Payment | $3,190 | $3,273 | $3,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535