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East Quogue 3 Bed I 2 Bath Ranch with Rm for Pool and Expansion. Perfectly positioned across from an agricultural preserve on a quiet East Quogue street, 27 West Side Avenue offers a rare combination of privacy, quality construction, and future potential. This well-maintained 3-bedroom, 2-bath home also features a versatile bonus room, ideal as a home office, den, or guest space. Thoughtfully updated over the past five years, the home has undergone significant capital improvements, including new Marvin windows and doors, new cedar shake shingles, new insulation, and a new boiler. The kitchen is equipped with stainless steel appliances, complementing the home's functional layout and move-in-ready condition. Filled with natural light, the home sits on a generous lot with ample room to add an in-ground pool, allowing the next owner to create the backyard oasis so many Hamptons buyers desire. The full basement offers an excellent opportunity to finish the space and significantly expand the home's living area. With mature landscaping, an attached garage, desirable improvements already in place, and the peaceful setting afforded by the protected farmland across the street, 27 West Side Avenue presents a compelling opportunity for buyers seeking a home that offers both immediate enjoyment and long-term value.
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Our Executive Mortgage Banker:
$987,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $789,600 | $789,600 | $789,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $488 | $488 | $488 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,483 | $4,734 | $6,663 |
| Total Monthly Payment | $5,063 | $5,314 | $7,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.