45 LARAMIE DRIVE, Palm Coast, FL, 32137 | $440,000

Welcome to this custom-built, move-in ready home located in the Matanzas Woods section of Palm Coast. Offering 1, 883 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, a split floor plan, and an attached 2-car garage. Built in 2020, this home offers custom features and thoughtful upgrades throughout. As you arrive, you'll immediately notice the stamped circular driveway, mature landscaping, stone accents, and the welcoming covered front entry featuring a red cedar ceiling. Step through the glass front door into the foyer, where you'll find two guest bedrooms and a full guest bathroom on one side of the home, along with a spacious coat closet for additional storage. Continue down the hallway into the open-concept living area, where the living room, dining area, and kitchen come together to create the heart of the home. Luxury wood-look tile flooring runs throughout the main living areas, creating a warm, cohesive feel. The home also features blinds throughout for added privacy and convenience, as well as ceiling fans in every bedroom and the living room. A glass door with built-in blinds provides access to the covered lanai from the living room. The kitchen is centrally located and features granite countertops, upgraded cabinetry, a large center island with additional seating, stainless steel appliances, and a walk-in pantry with custom wood shelving. Just off the kitchen, the inside laundry room includes a utility sink, washer and dryer, and convenient access to the attached garage. The primary suite is privately situated on the opposite side of the home and features direct access to the covered lanai. The spacious bedroom includes a California Closet with custom shelving, while the ensuite bathroom features dual sinks, a soaking tub, and a walk-in shower with a rain shower head. Step outside to the covered lanai overlooking the fully fenced backyard. Beautiful landscaping and fruit trees create a welcoming outdoor setting with plenty of room to relax, entertain, or simply enjoy the Florida lifestyle. Additional features include a one-year-old Bosch A/C system, a 250-gallon whole-home Generac generator, updated fixtures and chandeliers, custom closet shelving throughout the home, nine security cameras, and gutters. Conveniently located near shopping, restaurants, schools, parks, walking and biking trails, and just a short drive to Palm Coast's beautiful beaches, this property also offers the added benefit of no HOA.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 80
  • Laundry: Inside, Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,883
  • Acreage: 0.23
  • Lot Size: 125 x 80
  • Est. Taxes: $4,909
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC319253
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC319253/45laramiedrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 1:02:14 PM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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45 LARAMIE DRIVE, Palm Coast, FL, 32137

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $409 $409 $409
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,108 $2,223 $2,923
Total Monthly Payment $2,592 $2,707 $3,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.