1421 RIDGE TERRACE, Tarpon Springs, FL, 34689 | $364,900

This stunning, move-in-ready, 1, 881-square-foot townhome checks off all the boxes. It is spacious, comfortable, and very low maintenance. What more could anyone ask for? Nestled on a quiet cul-de-sac in a highly desirable Tarpon Springs neighborhood, this freshly painted three-bedroom, 2. 5-bath home offers a thoughtfully designed, functional layout filled with a welcoming ambiance. Boasting a beautiful barrel tile roof and cooled by a newer central air conditioner (2021), this property perfectly blends style and easy living. A modest $350 monthly HOA fee provides incredible value, covering the roof, entire exterior maintenance, landscaping, sprinklers, cable TV, and high-speed internet. The exterior features a private two-car garage, a personal driveway, a mailbox, and an inviting private entry. Step inside to a bright, open floor plan optimized for effortless entertaining and daily living. The main level is adorned with high ceilings, elegant crown molding, and beautiful porcelain tile flooring throughout. A chef’s dream, the gourmet kitchen showcases premium 42-inch wood cabinetry, granite countertops, stainless steel appliances, and a breakfast bar that seamlessly connects to the expansive great room. Just off the kitchen and living areas, you will find a convenient powder room and a separate storage closet tucked beneath the stairs. Tall sliding glass doors, outfitted with plantation-style sliding door window treatments for ultimate privacy, open to a peaceful, screened porch overlooking a tranquil creek—the perfect spot for morning coffee or evening relaxation. Upstairs, the home features high ceilings and comfortable carpeting throughout. The luxurious primary suite serves as a private sanctuary, complete with an elegant tray ceiling, a spacious walk-in closet, and a spa-like en-suite bath featuring a soaking tub, a separate walk-in shower, and dual sinks mounted into a beautiful marble-look Corian countertop. Separated from the primary suite for maximum privacy is a versatile bonus room or loft area, which leads to two generously sized guest bedrooms—each boasting its own private walk-in closet. A second full bathroom and a conveniently located laundry room complete the upper level. Location is everything, and this home is perfectly situated just blocks from the World famous Innisbrook resort, Tarpon Springs Public Golf Course, the scenic Pinellas Trail, and AdventHealth North Pinellas Hospital. You are just minutes away from award-winning dining and entertainment at the world-famous Sponge Docks and the historic downtown district, both of which host vibrant festivals and local events throughout the year. Soak up the sun at your choice of two local public beaches—Sunset Beach and Fred Howard Park—both located just minutes from your front door. With quick access around the corner to US Highway 19, you can easily explore everything the Tampa Bay area has to offer, including Palm Harbor, Dunedin, Clearwater beach, and two major airports—Tampa International and St. Pete-Clearwater International—both under a one-hour drive away. Don't miss your chance to own this move-in-ready gem. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,881
  • Acreage: 0.05
  • Est. Taxes: $6,378
  • HOA Fee: $350 Monthly
  • Lot Desc: City Lot, Landscaped, Near Public Transit, Sidewalk
  • View: Trees/Woods, Water
  • Elem. School: Tarpon Springs Fundamental-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7887155
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7887155/1421ridgeterrace_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 9:40:08 AM)
Listing courtesy of FIRST FLORIDA REALTY LLC   Phone: 727-460-1314

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1421 RIDGE TERRACE, Tarpon Springs, FL, 34689

$364,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $291,920 $291,920 $291,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $532 $532 $532
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,845 $2,424
Total Monthly Payment $2,381 $2,452 $3,031

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.