40 Highland Avenue, Kerhonkson, NY, 12446 | $489,000

Sweet classic American foursquare farmhouse on a one acre meadow with open skies and year round mountain views, freshly renovated and ready for its next chapter. Built in 1935, the home keeps the charm of its era but now lives with the comfort and efficiency of a modern country retreat, including public water/sewer. The updated kitchen features butcher block counters, stainless appliances, new cabinetry, and simple, clean finishes. It connects easily to the dining room and living areas, and a dedicated laundry room with full-size washer and dryer sits just off the kitchen along with a convenient half bath. At roughly 1550 sq ft, the layout is smart and comfortable. Sunlight fills the rooms throughout the day and the refinished hardwood floors bring warmth to the entire first level. An enclosed front porch stretches across the house, offering a flexible space for morning coffee, reading, or seasonal plants. A rear mudroom creates a practical entry point for day-to-day living. Upstairs are three bright bedrooms and a fully renovated bath, each room with views of meadow, woods, or the ridge. The property itself adds to the sense of openness and privacy. The land rolls gently toward the tree line with mountain views visible in several directions, and there is room for gardens, play areas, or simply enjoying the quiet. Recent upgrades inlcude new split unit heat pump AC and a brand new firepit area in the back that takes in the year round mountain views. The location is a major highlight. You are within an easy walk of Mill and Main for coffee, dinner, and community events. The rail trail and local bus route are close, keeping the home connected and practical. Minnewaska State Park and the Mohonk Preserve are minutes away with miles of hiking, biking, and climbing. A short drive brings you to Accord favorites like Inness, Arrowood Farm Brewery, and Westwind Orchard, each offering its own mix of food, drink, and the relaxed Hudson Valley atmosphere. Stone Ridge adds more options including the Stone House Tavern, and nearby New Paltz, Rosendale, and Kingston offer additional dining, shopping, and cultural destinations. For those commuting or visiting on weekends, the home sits under two hours from New York City. For buyers seeking a renovated, move-in ready farmhouse with charm, practicality, and a location that remains one of the Hudson Valley's most appealing, this property stands out. It offers a rare combination of value, style, and setting that is increasingly hard to find. Municipal water and sewer. Mixed use zoning allows for uses not typically found in residential settings.

Features

  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room, Main Level, See Remarks
  • Style: Arts & Crafts
  • Year Built: 1934
  • Heating: Baseboard, Ductless, Heat Pump, Hot Water, Oil, See Remarks
  • Cooling: Ductless, Heat Pump, See Remarks
  • Basement: Full, Interior Entry, Unfinished
  • Acreage: 1
  • Est. Taxes: $4,934
  • Lot Desc: Back Yard, Cleared, Front Yard, Landscaped, Meadow, Open Lot, See Remarks, Views, Wooded
  • View: Hills, Meadow, Mountain(s), See Remarks, Valley
  • School District: Rondout Valley Central
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: 20263601
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/20263601/40highlandavenue_kerhonkson_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region

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NMLS Mortgage Loan Originator ID 1195194

203.858.7106

Liz.Eckman@raveis.com

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40 Highland Avenue, Kerhonkson, NY, 12446

$489,000

The Coppola Team

Sales Associates

William Raveis Real Estate

Phone: 203.915.1661

TheCoppolaTeam@raveis.com

Liz Eckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.858.7106

Liz.Eckman@raveis.com

NMLS Mortgage Loan Originator ID 1195194

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,343 $2,470 $3,249
Total Monthly Payment $2,829 $2,956 $3,735

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.