40 Emmett Terrace, New Rochelle, NY, 10805 | $775,000

Welcome to New Rochelle! This beautifully maintained, fully detached single-family home is in excellent move-in condition and offers the perfect combination of comfort, space, and convenience. Featuring 3 bedrooms, 2. 5 bathrooms, a finished attic, and a finished walkout basement, this home provides plenty of versatile living space to accommodate today's lifestyle needs. Hardwood floors run throughout the home, while numerous windows allow an abundance of natural light to fill every room. The first floor features an inviting open-concept layout with a spacious living room and dining area that flows seamlessly into the updated kitchen, creating an ideal space for both everyday living and entertaining. A full bathroom on the main level adds convenience and functionality. The second floor offers generously sized bedrooms with ample closet space. One of the bedrooms overlooks the beautifully landscaped backyard and features a private balcony, providing the perfect place to enjoy your morning coffee, unwind after a long day, or simply relax outdoors. Another bedroom provides access to the finished attic through a pull-down staircase located within the closet. The finished attic features hardwood floors throughout and offers valuable additional living space that can easily serve as a home office, study, playroom, creative workspace, guest area, or multi-purpose room. Additional storage has been thoughtfully built into the walls, maximizing both functionality and organization. The finished walkout basement provides even more flexible living space and includes a kitchenette, half bathroom, laundry area, recreation room, utility room, and a bonus room with windows. Whether used as a home gym, office, hobby room, entertainment area, or additional recreational space, the possibilities are endless. Step outside to enjoy the beautifully landscaped backyard featuring a rear deck, mature trees, and lush plantings that create a peaceful and private outdoor setting. This outdoor space is perfect for entertaining family and friends, hosting summer barbecues, gardening, or simply enjoying the tranquility of your surroundings while children and pets play. The property also includes a detached one-car garage, ideal for parking or additional storage, along with a long private driveway providing ample off-street parking for multiple vehicles. Additional improvements include updated plumbing, updated electrical service with 200-amp capacity, and a roof that is approximately 9 years old with a 30-year warranty. The home is equipped with energy-efficient mini-split systems that provide both heating and cooling, complemented by baseboard heat for additional comfort. Gas service is used for cooking and the dryer, while the remainder of the home operates on electric utilities. Situated on a desirable tree-lined street, this property offers exceptional privacy with mature trees enhancing the front of the home. Conveniently located within walking distance of an elementary school on the same block and just minutes from middle schools, parks, shopping, restaurants, and everyday conveniences. Enjoy close proximity to Costco, Home Depot, LA Fitness, supermarkets, banks, public transportation, and the popular New Rochelle Diner. Families will also appreciate being near Cloudbound, a thoughtfully designed indoor play space for children ages 0-6. Downtown New Rochelle, Metro-North Railroad, and I-95 are all just minutes away, providing easy access to Manhattan, Connecticut, and surrounding Westchester communities. Located just outside the exciting downtown New Rochelle redevelopment district, this home offers the perfect balance of residential tranquility and urban convenience. A wonderful opportunity to own a spacious, move-in-ready home in one of New Rochelle's most desirable and convenient locations. A must-see!

Features

  • Rooms: 14
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
  • Style: Colonial
  • Year Built: 1926
  • Garage: 1-car
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Zoned
  • Basement: Finished, Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 1,800
  • Acreage: 0.09
  • Est. Taxes: $10,485
  • Elem. School: Jefferson
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Appliances: Dishwasher, Gas Oven, Oven, Refrigerator
  • MLS#: 1012179
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/1012179/40emmettterrace_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Exp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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40 Emmett Terrace, New Rochelle, NY, 10805

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.640% 5.952%
Monthly Tax Payment $874 $874 $874
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,713 $3,915 $5,149
Total Monthly Payment $4,679 $4,881 $6,115

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.