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224 Irby Avenue, Laurens, SC, 29360 | $279,000
If you're looking for a home that has been completely remodeled, with higher-end kitchen / bath updates, and with a FULL basement workshop and all the storage you could want, look no further. This home is near the Historic Public Square, with no HOA and is USDA-Rural Housing eligible for NO DOWN PAYMENT financing. Freshly refinished hardwoods, custom-built cabinets, jet tubs in each bath, custom tile showers, built-in shelving, modern fans/fixtures and a walk-in laundry room. And the exterior features a large covered front porch, a rear covered porch, a covered patio area and a fire pit patio area. The rear yard is fenced, so there's plenty of room for a pool, garden or play area. And if you have hobbies, the unfinished basement is truly awesome! Over 1500 SF of space with a walk-out to the rear yard. And if you need extra storage, the attic is floored. If you're in the market for a home under $300, 000, you need to check out this wonderful home.
Features
- Amenities: None
- Bedrooms: 3
- Baths: 2 full
- Laundry: 1st Floor, Walk-in, Laundry Room
- Style: Ranch
- Heating: Forced Air, Natural Gas
- Cooling: Central Air, Electric
- Basement: Full, Unfinished, Walk-Out Access, Interior Entry
- Acreage: 0.43
- Est. Taxes: $706
- Lot Desc: 1/2 Acre or Less
- Elem. School: Eb Morse
- Middle School: Sanders
- High School: Laurens Dist 55
- Appliances: Dishwasher, Refrigerator, Range, Microwave, Electric Water Heater
- MLS#: 1596236
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/1596236/224irbyavenue_laurens_sc?source=qrflyer
Listing courtesy of Upstate Realty, Inc. Phone: 864-876-0408
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
224 Irby Avenue, Laurens, SC, 29360
$279,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,337 | $1,409 | $1,853 |
| Total Monthly Payment | $1,471 | $1,543 | $1,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484