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Under contract-accepting backup offers. Meticulously maintained SHEA “Shiraz” on a fenced pie-shaped homesite with a mature privacy hedge in the 55+ Victoria Gardens neighborhood. This floorplan provides 2 BD/2BA/Den plus a 14’ x 8’ "Smart Room" w/ built-in desk, storage cabinets that is ideal for a home office & built-in laundry tub. Recent updates are a New Roof 25’ & A/C system in 2022. Home features include leaded glass front entry door, 18” ceramic tile & luxury vinyl throughout main living areas, granite countertop in kitchen w/ large breakfast island, PULL-OUT SHELVING, RADIANT BARRIER in attic space for low electric bills, custom built entertainment wall unit in Great Room area, DOUBLE PANE windows & window shades throughout home. Kitchen offers 42” light Maple cabinets w/ crown molding, tile backsplash, pendant lighting above the breakfast bar, electric glass top range, Pot & Pan drawers, slide-out shelving, stainless steel appliances & a walk-in pantry. The 18’ x 14’ primary bedroom offers ceiling fan, 9’6” x 11’ walk-in closet, multiple windows for natural light, rolldown shades & drapes. En suite bathroom has a large frameless glass enclosed walk-in shower w/ bench seat & a granite countertop vanity with dual sinks. Den/office features double French door entry, ceiling fan, luxury vinyl flooring & Shangri-la blinds. You will enjoy relaxing in total privacy on your 25’ x 23’6” screen enclosed covered lanai with brick pavers & a ceiling fan. The 25’6” x 21’ OVERSIZED GARAGE gives you that extra space for your belongings or a work bench. ALL appliances stay with the home. Victoria Garden residents have access to their own Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,223 | $2,923 |
| Total Monthly Payment | $2,494 | $2,609 | $3,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.