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Schooner Oaks is a pet friendly hidden gem which features a clubhouse, pool, tennis courts, sandy beach, fishing pier and is a haven for nature lovers surrounded by scenic public parks. Explore nearby Twin Rivers Park with its waterfront boardwalks, fishing spots, picnic areas & public beach access. This unique condo is in 1 of only 2 buildings out of 21 that are "single level with 2 car garages". Owners take care of "interior only" while HOA fees include roofs, building insurance, lawn, garden, sprinkler system, exterior painting and maintenance. The unit is tiled throughout, and the kitchen has granite countertops and serves through to a huge enclosed tiled rear porch with its own separate a/c. The unit enjoys full accordion shutters along with a hurricane proof skylight. Stroll through nearby Maggie's Hammock, a dog-friendly park with shaded trails & a playground, Come and enjoy the Good Life in this laid-back waterfront community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,920 | $299,920 | $299,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $122 | $122 | $122 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,871 | $2,471 |
| Total Monthly Payment | $1,993 | $2,068 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.