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INTERIOR PHOTOS COMING THE WEEK OF JULY 6th. Welcome to 114 Cold Spring Road, a fully renovated, spacious ranch set on a private, tree-lined lot in one of Avon's most desirable neighborhoods. Completely redone with extensive improvements throughout, this home offers a true move-in ready opportunity with quality workmanship and a cohesive design. The main level features a natural light-filled living room with vaulted ceilings and a fireplace, along with a dining area that connects to the main living spaces. The brand new kitchen opens to the family room and leads directly to the deck, creating an easy flow for daily living and entertaining. The deck is also accessible from the primary bedroom. The kitchen is finished with quartz countertops, new cabinetry, a tile backsplash, farmhouse sink, and new stainless steel appliances. Updates include new white oak hardwood flooring throughout the main level, a redesigned kitchen, renovated bathrooms, fresh interior finishes, and updated landscaping with a brick walkway. All three bedrooms are on the main level, including a primary suite with an updated full bath. The walk-out lower level adds approximately 600 sf of finished space with a half bath and access to a covered patio beneath the deck. Both the patio and deck overlook a wooded backdrop, creating a private, quiet setting. Conveniently located near Avon's highly-ranked public schools, shopping, and local amenities.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Family Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
| Rec/Play Room | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $539,920 | $539,920 | $539,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $799 | $799 | $799 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,368 | $4,447 |
| Total Monthly Payment | $4,125 | $4,259 | $5,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.