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2 Cedar Reef Drive, #A201, Harbor Island, SC, 29920 | $439,000
Here is your change to own one of the RARE Cedar Reef end unit condos. This unit offers extra windows, extra light, feels roomier! Not rented, hence no wear. Views over the marsh to ocean with direct access to the beach. Tastefully appointed, this condo comes fully furnished with few exceptions. Each bedroom has updated private bath, powder room on main floor, updated kitchen and plantation shutters. In 2024, new hurricane rated rear sliding doors and windows, new roof, and new siding. HVAC in 2022. Enjoy the Cedar Reef private pool along with Harbor Island's community pool, workout rooms, tennis, pickleball, basketball and fishing docks. The beach is just a short walk away and Hunting Island State Park is nearby. Exclusion list in Docs.
Features
- Parking: Parking Lot, Common, Asphalt
- Heating: Electric, Central, Heat Pump, Zoned
- Cooling: Electric, Central Air, Zoned, Heat Pump
- Amenities: Pickleball, Tennis Court(s), Garden, Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Boat Storage, Clubhouse, Security Gate, Storage Lot
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full / 1 half
- Complex: Cedar Reef Villas - Harbor Island
- Development: Harbor Island
- Year Built: 1980
- Common Charge: $1,797 Annually
- Approx Sq. Feet: 1,080
- Est. Taxes: $4,769
- View: Ocean
- Appliances: Electric Range, Cable TV/Available, Dishwasher, Disposal, Dryer, Furnished, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: 197075
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/197075/2cedarreefdrive_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of BHHS Bay Street Realty Phone: 843-838-3004
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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2 Cedar Reef Drive, #A201, Harbor Island, SC, 29920
$439,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $397 | $397 | $397 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,191 | $2,893 |
| Total Monthly Payment | $2,549 | $2,663 | $3,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484