4104 NE 12TH CT, Cape Coral, FL, 33909 | $349,900

One or more photo(s) has been virtually staged, AI generated or rendered. Motivated Seller! Stunning, practically brand-new freshwater canal-front home built in 2025! This beautiful 4-bedroom, 2-bathroom residence offers nearly 2, 000 sq. ft. of pristine, open-concept living space. The spacious interior features a bright living area, a dedicated dining space, and a modern kitchen perfect for entertaining. The split-bedroom floor plan ensures privacy, highlighted by a generous primary suite with an ensuite bath. Ideally located for families, this property is just a short 5 to 7-minute drive from local schools, including Diplomat Elementary, Diplomat Middle, and Island Coast High School. Step outside to enjoy peaceful freshwater canal views and the Southwest Florida lifestyle from your backyard. Complete with a 2-car garage and situated in a growing, highly desirable area of Northeast Cape Coral. Don't miss this incredible move-in-ready opportunity!

Features

  • Amenities: None
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,937
  • Acreage: 0.23
  • Est. Taxes: $4,133
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Non-Gated
  • Water Front: Yes
  • Elem. School: DIPLOMAT ELEMENTARY SCHOOL
  • Middle School: DIPLOMAT MIDDLE SCHOOL
  • High School: ISLAND COAST HIGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 226024143
  • Website: https://www.raveis.com
    /prop/226024143/4104ne12thct_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Icon Premier Group, LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4104 NE 12TH CT, Cape Coral, FL, 33909

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $344 $344 $344
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,676 $1,767 $2,324
Total Monthly Payment $2,095 $2,186 $2,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.